Middlesex County and Edison Township property record for 82 Bernard Ave, Edison, NJ 08837
| Property Type | Single Family Home |
|---|---|
| Details | 1,436 sqft · built 1942 |
| Lot Size | 0.184 acres (8,002 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Sep 2022) |
| Tax Bill | $9,468 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 05-00785-0000-00009 |
| Primary APN | 05-00785-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,436 sqft Living Area |
| 1st Floor Area | 1,436 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Construction Type | Frame |
| Lot Area | 8,002 sqft (0.184 acres) |
| Lot Dimensions | 200 ft deep x 78 ft wide |
| Account Number | 00022505 |
|---|---|
| Street Address | 82 BERNARD AVE |
| City | EDISON |
| State | NJ |
| Zip | 08837-3065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RB |
| Legal Description | 78X200 IRR |
| Legal Subdivision | METUCHEN ESTATES |
| Legal Block | 785 |
| Legal Lot Number | 9 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | EDISON |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 1805 |
Source: Middlesex County and Edison Township records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 82 BERNARD AVE, EDISON, NJ 08837-3065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed, Transfer · Conventional Mortgage ALLIED MORTGAGE GROUP INC |
| Aug 30, 2019 | Deed of Trust, Mortgage · ARM US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2022 · Amount on Record |
| Deed Sale | Sep 14, 2022 · Amount on Record |
| Prior Sale | Nov 28, 1995 · Amount on Record |
| Deed Document Number | 202280708 |
| Deed Book / Page | 19037 / 883 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Sep 14, 2022 |
| Property Address | 82 BERNARD AVE, EDISON, NJ 08837-3065 |
| Document Number | 0000080708 |
| Book / Page | 19037 / 883 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 2022080708 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2022 |
| Title Company | GOOD TO BE HOME TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,983.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1217 POLARIS DRIVE, 1217, TOMS RIVER, NJ |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 82 BERNARD AVE, EDISON, NJ 08837-3065 |
| Document Number | 0000080709 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022080709 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2052 |
| Document Number | 0000080710 |
|---|---|
| Date | Sep 14, 2022 |
| Book Page | 19037/900 |
| Instrument | 2022080710 |
| Name | NEW JERSEY HOUSING & MORTGAGE FIN AGENCY |
|---|---|
| Type | Government Agency |
| Address | TRENTON, NJ 08650 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Aug 22, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 82 BERNARD AVE, EDISON, NJ 08837-3065 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | TRIDENT ABSTRACT TTL AGCY LL |
| Name | Verified Name |
|---|
| Document Number | 0000070420 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 17603/1664 |
| Instrument | 2019070420 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 8.62% |
Source: Middlesex County and Edison Township assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| County Subdivision | Edison Township |
| Unified School District | Edison Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $159,100 (-) Land $89,000 Building $70,100 | $159,100 (-) Land $89,000 Building $70,100 | |
| 2025 | $9,468.00 (-0.03%) | $159,100 (-) Land $89,000 Building $70,100 | $159,100 (-) Land $89,000 Building $70,100 |
| 2024 | $9,471.00 (+0.51%) | ||
| 2023 | $159,100 Land $89,000 Building $70,100 | $159,100 Land $89,000 Building $70,100 | |
| 2022 | $9,423.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (1994–2021) |
| Claims Outside the SFHA | 4 of 6 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2019 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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