86 Baldwin Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 86 Baldwin Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,571 sqft · built 2016
Lot Size	0.689 acres (30,000 sqft)
Owner	2 Individual Names on File
Last Sale	$100,000 (May 2016)
Tax Bill	$11,258 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0053 B:0010 L:0`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0053 B:0010 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,571 sqft Living Area
Gross Area	6,996 sqft
Basement Area	1,308 sqft
Unfinished Basement	1,308 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	30,000 sqft (0.689 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	86 BALDWIN RD
City	BILLERICA
State	MA
Zip	01821-3136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	3
Legal Block	10
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	3
Census Block	3016
Census Tract	316101

Owner

86 Baldwin Rd is owned by two individuals who bought it in May 2016.

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	224 W 6TH ST, SOUTH BOSTON, MA 02127-2600
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit NORTHERN TRUST
Aug 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage CROSS CNTRY MTG
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2016 · Amount on File
Deed Sale	May 26, 2016 · Amount on File
Deed Document Number	2016286980
Deed Book / Page	217 / 24
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Recording Date	Jul 10, 2026
Property Address	86 BALDWIN RD, BILLERICA, MA 01821-3136
Document Number	0000330400
Instrument Date	Jul 6, 2026
Instrument	2026330400
Transaction Type	Mortgage
Record Updated	Jul 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 BALDWIN RD, BILLERICA, MA 01821-3136

Mortgage

Document Number	0000330400,
Date	Jul 10, 2026
Instrument	2026330400

Lender

Name	NORTHERN TRUST

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6.48%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	86 BALDWIN RD, BILLERICA, MA 01821-3136
Document Number	0000306582
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 BALDWIN RD BILLERICA MA 018213136, BILLERICA, MA 01821-3136

Mortgage

Document Number	0000306582
Date	Aug 20, 2020
Instrument	306582

Lender

Name	CROSS CNTRY MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Aug 19, 2045

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	86 BALDWIN RD, BILLERICA, MA 01821-3136
Document Number	0000292485
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000292485
Date	Jul 12, 2017
Instrument	292485

Lender

Name	SALEM FIVE CENTS SVGS BK
Type	Federal Savings Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 11, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 86 Baldwin Rd was $11,258, up 3.6% from the year before.

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,258.00 (+3.58%)	$969,700 (+1.44%) Land $340,000 Building $628,900	$790,495 (-)
2025	$10,869.00 (+3.98%)	$955,900 (+3.24%) Land $329,900 Building $626,000	$790,495 (+3.62%)
2024	$10,453.00 (+4.69%)	$925,900 (+10.07%) Land $298,500 Building $627,400	$762,850
2023	$9,985.00	$841,200 Land $253,100 Building $588,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 86 Baldwin Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 individual policies
Nearby Flood Policies	21 units insured incl. 2 condo units
Nearby Flood Claims	19 (1979–2010)
Claims Outside the SFHA	4 of 19
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims Severe Storms And Flooding, May 2006 · 2 claims Heavy Rains And Flooding, Jun 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 86 Baldwin Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 86% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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