Middlesex County and Billerica Town property record for 79 Baldwin Rd, Billerica, MA 01821
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,268 sqft · built 1970 |
| Lot Size | 0.781 acres (33,999 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $486,000 (Nov 2017) |
| Tax Bill | $8,170 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Oct 2022 Transfer + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BILL M:0053 B:0113 L:0 |
| Primary APN | BILL M:0053 B:0113 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 2,268 sqft Living Area |
| Gross Area | 3,164 sqft |
| Basement Area | 1,104 sqft |
| Unfinished Basement | 552 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 33,999 sqft (0.781 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 79 BALDWIN RD |
|---|---|
| City | BILLERICA |
| State | MA |
| Zip | 01821-3152 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 3 |
| Legal Block | 113 |
| Jurisdiction | BILLERICA MA |
| Township / Civil Division | BILLERICA |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 316201 |
79 Baldwin Rd, a duplex, is owner-occupied and held in a trust since October 2022.
Source: Middlesex County and Billerica Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 79 BALDWIN RD, BILLERICA, MA 01821-3152 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Oct 27, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Oct 8, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Feb 4, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance HOMESTEAD FUNDING CORP |
| Nov 25, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance READING COOPERATIVE BANK |
| Nov 22, 2017 | Quit Claim Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on File |
| Deed Sale | Nov 22, 2017 · Amount on File |
| Prior Sale | Oct 2, 1989 · Amount on File |
| Deed Book / Page | 31667 / 19 |
| Last Transfer Date | Oct 20, 2022 |
| Transfer Doc | 0037474-30 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 79 BALDWIN RD, BILLERICA, MA 01821-3152 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 036358-204 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 36358/204 |
| Instrument | 59184 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Oct 27, 2022 |
| Property Address | 79 BALDWIN RD, BILLERICA, MA 01821-3152 |
| Document Number | 0037474-30 |
| Book / Page | 37474 / 30 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 44548 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 BALDWIN RD, BILLERICA, MA 01821-3152 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 79 BALDWIN RD, BILLERICA, MA 01821-3152 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36358-204 |
|---|---|
| Date | Oct 8, 2021 |
| Book Page | 36358/204 |
| Instrument | 59184 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 79 BALDWIN RD, BILLERICA, MA 01821-3152 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32749-113 |
|---|---|
| Date | Feb 4, 2019 |
| Book Page | 32749/113 |
| Instrument | 4462 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2034 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 79 BALDWIN RD, BILLERICA, MA 01821-3152 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34967-209 |
|---|---|
| Date | Nov 25, 2020 |
| Book Page | 34967/209 |
| Instrument | 61083 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2030 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Nov 22, 2017 |
| Property Address | 79 BALDWIN RD, BILLERICA, MA 01821-3152 |
| Document Number | 31667-19 |
| Book / Page | 031667 / 000019 |
| Instrument Date | Nov 22, 2017 |
| Instrument | 52641 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,216.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 79 BALDWIN RD BILLERICA MA 018213152, BILLERICA, MA 01821-3152 |
| Document Number | 31667-22 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 031667/000022 |
| Instrument | 52642 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 21, 2047 |
The 2026 property tax bill for 79 Baldwin Rd was $8,170, up 3.9% from the year before.
Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Billerica Town |
| Unified School District | Billerica School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,170.00 (+3.92%) | $703,700 (+1.76%) Land $352,300 Building $336,800 | $712,261 |
| 2025 | $7,862.00 (+8.52%) | $691,500 (+7.76%) Land $341,800 Building $349,700 | |
| 2024 | $7,245.00 (+2.94%) | $641,700 (+8.23%) Land $309,200 Building $332,500 | |
| 2023 | $7,038.00 | $592,900 Land $262,200 Building $330,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 79 Baldwin Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1996–2001) |
| Most Recent Claim | Mar 2001 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 79 Baldwin Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
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