859 Summit View Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 859 Summit View Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,641 sqft · built 1998
Lot Size	0.342 acres (14,898 sqft)
Owner	Individual Name on Record
Last Sale	$480,000 (May 2018)
Tax Bill	$6,124 (2026)
Deeds & Mortgages	Apr 2023 Line of Credit Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`056F0-01-00-02200`

Property Details

APN / Parcel Number

Primary APN	`056F0-01-00-02200`
Alternative APN	`17565`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,641 sqft Finished Area
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	14,898 sqft (0.342 acres)
Garage Area	601 sqft

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Deck Area	303 sqft
Patio Area	264 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	859 SUMMIT VIEW LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-7361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	CORY FARMS 22
Legal Subdivision	CORY FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1003
Census Tract	11102

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	859 SUMMIT VIEW LN, CHARLOTTESVILLE, VA 22903-7361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Jul 23, 2019	Deed of Trust, Mortgage FIRST CITIZENS BK
May 18, 2018	Grant Deed, Transfer FIRST CITIZENS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2018 · Amount on Record
Deed Sale	May 18, 2018 · Amount on Record
Deed Document Number	20185423
Deed Book / Page	5048 / 596
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	859 SUMMIT VIEW LN, CHARLOTTESVILLE, VA 22903-7361
Transaction Type	Mortgage
Record Updated	May 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 SUMMIT VIEW LN, CHARLOTTESVILLE, VA 22903-7361

Mortgage

Document Number	202300003280
Date	Apr 27, 2023
Instrument	202300003280

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	859 SUMMIT VIEW LN, CHARLOTTESVILLE, VA 22903-7361
Document Number	0000008058
Instrument Date	Jul 23, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	859 SUMMIT VIEW LN CHARLOTTESVILLE VA 229037361, CHARLOTTESVILLE, VA 22903-7361

Mortgage

Document Number	0000008058
Date	Jul 29, 2019
Book Page	005200/000079
Instrument	8058

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 28, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	May 18, 2018
Property Address	859 SUMMIT VIEW LN, CHARLOTTESVILLE, VA 22903-7361
Document Number	0000005423
Book / Page	005048 / 000596
Instrument Date	May 17, 2018
Instrument	5423
Transaction Type	Transfer
Record Updated	Jun 4, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	859 SUMMIT VIEW LN CHARLOTTESVILLE VA 229037361, CHARLOTTESVILLE, VA 22903-7361

Mortgage

Document Number	5424
Date	May 18, 2018
Book Page	005048/000601
Instrument	5424

Lender

Name	FIRST CITIZENS BK
Type	Bank
Address	COLUMBIA, SC 29211

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 17, 2048

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,124.00 (+1.66%)	$685,000 (+12.63%) Land $162,000 Building $523,000	$685,000 (+12.63%) Land $162,000 Building $523,000
2025	$6,024.00 (+15.98%)
2023	$5,194.00	$608,200 Land $148,500 Building $459,700	$608,200 Land $148,500 Building $459,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Brightspeed DSL	140 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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