840 Summit View Ln, Charlottesville, VA 22903 Property Records

Albemarle County property record for 840 Summit View Ln, Charlottesville, VA 22903

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,402 sqft · built 1999
Lot Size	0.344 acres (14,985 sqft)
Owner	Individual Name on File
Last Sale	$436,000 (Sep 2017)
Tax Bill	$5,398 (2026)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056F0-01-00-04500`

Property Details

APN / Parcel Number

Primary APN	`056F0-01-00-04500`
Alternative APN	`17588`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,402 sqft Finished Area
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2016
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	14,985 sqft (0.344 acres)
Garage Area	420 sqft
Porch	Slab
Porch Area	110 sqft
Patio Area	268 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	840 SUMMIT VIEW LN
City	CHARLOTTESVILLE
State	VA
Zip	22903-7361
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4 RESIDEN
Legal Description	CORY FARMS 45
Legal Subdivision	CORY FARM
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1003
Census Tract	11102

Owner

840 Summit View Ln is owned and occupied by an individual who bought it in September 2017.

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	840 SUMMIT VIEW LN, CHARLOTTESVILLE, VA 22903-7361
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Deed Document Number	201710701
Deed Book / Page	4959 / 428
Record Updated	Sep 20, 2026

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Sep 15, 2017
Property Address	840 SUMMIT VIEW LN, CHARLOTTESVILLE, VA 22903-7361
Document Number	0000010701
Book / Page	004959 / 000428
Instrument Date	Sep 5, 2017
Instrument	10701
Transaction Type	Transfer
Record Updated	Oct 13, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$436.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	40 SUMMIT VIEW LN CHARLOTTESVILLE VA 22903, CHARLOTTESVILLE, VA 22903

Mortgage

Document Number	10702
Date	Sep 15, 2017
Book Page	004959/000432
Instrument	10702

Lender

Name	MEMBER OPTIONS
Address	CHARLOTTESVILLE, VA 22903

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 840 Summit View Ln was $5,398, up 3.2% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,398.00 (+3.23%)	$603,800 (+3.23%) Land $162,000 Building $441,800	$603,800 (+3.23%) Land $162,000 Building $441,800
2025	$5,229.00	$584,900 Land $170,000 Building $414,900	$584,900 Land $170,000 Building $414,900
2023	$4,912.00	$575,200 Land $148,500 Building $426,700	$575,200 Land $148,500 Building $426,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 Summit View Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 Summit View Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA CROZET serves 12,415 people · EPA ID VA2003050
Water Source	Purchased surface water from CROZET WTP
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 188 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Brightspeed DSL	140 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Summit View Ln

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