859 Summit St, Findlay, OH 45840 Property Records

Hancock County property record for 859 Summit St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,352 sqft · built 1900
Lot Size	0.114 acres (4,948 sqft)
Owner	Individual Name on File
Last Sale	$99,500 (Sep 2019)
Tax Bill	$1,596 (2025)
Deeds & Mortgages	Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-241-14-022.000`

Property Details

APN / Parcel Number

Primary APN	`1010-241-14-022.000`
Alternative APN	`560000172270`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,352 sqft Living Area
1st Floor Area	820 sqft
2nd Floor Area	532 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,948 sqft (0.114 acres)
Lot Dimensions	150 ft deep x 33 ft wide
Porch	Porch
Porch Area	49 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	859 SUMMIT ST
City	FINDLAY
State	OH
Zip	45840-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BALSLEY ADD LOT 2588
Legal Subdivision	BALSLEY ADD
Legal Lot Number	2588
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3018
Census Tract	1000

Owner

Source: Hancock County records · APN 1010-241-14-022.000

Assessment roll updated May 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	859 SUMMIT ST, FINDLAY, OH 45840-3053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 26, 2019 · Amount on Record
Deed Sale	Sep 26, 2019 · Amount on Record
Prior Sale	Oct 01, 2002 · Amount on Record
Deed Document Number	20198284
Deed Book / Page	2561 / 4097
Record Updated	Sep 20, 2026

September 2019: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 26, 2019
Property Address	859 SUMMIT ST, FINDLAY, OH 45840-3053
Document Number	2561/4097
Book / Page	2561 / 4097
Instrument Date	Sep 23, 2019
Instrument	201900008284
Transaction Type	Transfer
Record Updated	Sep 16, 2021
Title Company	NOT AVAILABLE, WHTMAN TITLE SECURITY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	859 SUMMIT ST, FINDLAY, OH 45840-3053

Mortgage

Document Number	201900008285
Date	Sep 26, 2019
Instrument	201900008285

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2049

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,596.00 (+7.26%)	$52,050 (+24.46%) Land $4,940 Building $47,110	$148,700 (+24.44%) Land $14,100 Building $134,600
2023	$1,488.00 Homeowner's exemption	$41,820 Land $3,520 Building $38,300
2022			$119,500 Land $10,070 Building $109,430

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Apr 1982 · tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Amplex Electric, BCI Mississippi Broadband, Defiance Holdings.

Based on FCC filings for 591 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FINDLAY CITY PWS serves 54,040 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.