851 Summit St, Findlay, OH 45840 Property Records

Hancock County property record for 851 Summit St, Findlay, OH 45840 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,120 sqft · built 1920
Lot Size	0.31 acres (13,499 sqft)
Owner	Individual Name on File
Tax Bill	$1,467 (2025)
Deeds & Mortgages	Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1010-241-14-027.000`

Property Details

APN / Parcel Number

Primary APN	`1010-241-14-027.000`
Alternative APN	`600001008613`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	13,499 sqft (0.31 acres)
Lot Dimensions	135 ft deep x 100 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	178 sqft
Deck Area	224 sqft
Patio Area	120 sqft
Canopy	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	851 SUMMIT ST
City	FINDLAY
State	OH
Zip	45840-3053
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TEBBS SUB DIV LOTS 18-19
Legal Subdivision	TEBBS SUB
Legal Lot Number	18-19
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3005
Census Tract	1000

Owner

Source: Hancock County records · APN 1010-241-14-027.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	851 SUMMIT ST, FINDLAY, OH 45840-3053
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	851 SUMMIT ST, FINDLAY, OH 45840-3053
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02517/2141
Date	Apr 21, 2017
Book Page	2517/2141
Instrument	201700003413

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	TAMPA, FL 33607

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 01, 2037

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,467.00 (+9.4%)	$47,870 (+26.94%) Land $12,080 Building $35,790	$136,780 (+26.97%) Land $34,510 Building $102,270
2023	$1,341.00 Homeowner's exemption	$37,710 Land $8,630 Building $29,080
2022			$107,730 Land $24,650 Building $83,080

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390630010003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1982)
Most Recent Claim	Apr 1982, tidal / storm surge

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.