Bergen County and Franklin Lakes Borough property record for 859 Summit Ave, Franklin Lakes, NJ 07417
| Property Type | Single Family Home |
|---|---|
| Details | 2,785 sqft · built 1947 |
| Lot Size | 1.05 acres (46,086 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,210,000 (Apr 2025) |
| Tax Bill | $14,541 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-01309-0000-00003-01 |
| Primary APN | 20-01309-0000-00003-01 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,785 sqft Living Area |
| 1st Floor Area | 2,785 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Stucco |
| Lot Area | 46,086 sqft (1.05 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 36250 |
|---|---|
| Street Address | 859 SUMMIT AVE |
| City | FRANKLIN LAKES |
| State | NJ |
| Zip | 07417-1225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A40 |
| Legal Description | 1.058AC |
| Legal Subdivision | BRIDLE VALE FARMS |
| Legal Block | 1309 |
| Legal Lot Number | 3.01 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FRANKLIN LAKES |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 20200 |
859 Summit Ave is owned by a company that bought it in April 2025.
Source: Bergen County and Franklin Lakes Borough records, as of October 13, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 859 SUMMIT AVE, FRANKLIN LAKES, NJ 07417-1225 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2025 | Deed of Trust, Mortgage · Line of Credit PROVIDENT BANK |
| Feb 22, 2017 | Deed of Trust, Mortgage LAKELAND BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2025 · Amount on File |
| Deed Sale | Apr 10, 2025 · Amount on File |
| Prior Sale | Aug 24, 1993 · Amount on File |
| Deed Document Number | 202526233 |
| Deed Book / Page | 5478 / 662 |
| Prior Transfer Date | Aug 12, 1993 |
| Prior Transfer Doc | 7630000167 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 859 SUMMIT AVE, FRANKLIN LAKES, NJ 07417-1225 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0056060828 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 5606/828 |
| Instrument | 2025065243 |
| Name | PROVIDENT BANK |
|---|---|
| Type | Bank |
| Address | WOODBRIDGE, NJ 07095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Aug 18, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 859 SUMMIT AVE, FRANKLIN LAKES, NJ 07417-1225 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0025412424 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 02541/2424 |
| Instrument | 17-016539.02 |
| Name | LAKELAND BANK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Amount | Amount on Record |
|---|---|
| Term | 300 Months |
| Due | Feb 7, 2042 |
The 2025 property tax bill for 859 Summit Ave was $14,541, up 8% from the year before.
Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Franklin Lakes Borough |
| Elementary School District | Franklin Lakes Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $763,700 (-) Land $466,300 Building $297,400 | $763,700 (-) Land $466,300 Building $297,400 | |
| 2025 | $14,541.00 (+7.98%) Veteran's exemption | $763,700 Land $466,300 Building $297,400 | $763,700 Land $466,300 Building $297,400 |
| 2024 | $13,466.00 | ||
| 2023 | $763,700 Land $466,300 Building $297,400 | $763,700 Land $466,300 Building $297,400 | |
| 2022 | $12,625.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 859 Summit Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1979–2022) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 859 Summit Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
5G (outdoors only) and 4G LTE
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