859 Northside Dr, Elko, NV 89801 Property Records

Elko County property record for 859 Northside Dr, Elko, NV 89801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,056 sqft · built 1972
Lot Size0.188 acres (8,189 sqft)
OwnerIndividual Name on Record
Last Sale$249,500 (Jul 2020)
Tax Bill$1,361 (2026)
Deeds & MortgagesMar 2022 Mortgage
Jul 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN001-652-007

Property Details

APN / Parcel Number

Primary APN001-652-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures11 Plumbing Fixtures
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area2,592 sqft
1st Floor Area1,056 sqft
Basement Area1,056 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area8,189 sqft (0.188 acres)
Garage TypeAttached
Garage Area480 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area405 sqft
Patio Area405 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Heating SystemFloor/Wall Furnace

Location & Zoning

Street Address859 NORTHSIDE DR
CityELKO
StateNV
Zip89801-2719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZR
Legal DescriptionNORTHSIDE VILLAGE SUB UNIT NO 3 FILE 66814
Legal SubdivisionNORTHSIDE VILLAGE UNIT 3
Legal BlockB
Legal Lot Number9
Legal Unit3
JurisdictionELKO NV
Township / Civil DivisionELKO
Census Block Group2
Census Block2001
Census Tract950900

Owner

Source: Elko County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address859 NORTHSIDE DR, ELKO, NV 89801-2719
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2022Deed of Trust, Mortgage · FHA Mortgage
US BANK NA
Jul 2, 2020Affidavit of Death, Transfer
STEWART TITLE ELKO
Jul 2, 2020Bargain and Sale Deed, Transfer · FHA Mortgage
ACADEMY MORTGAGE CORP
Jan 13, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2020 · Amount on Record
Deed SaleJul 2, 2020 · Amount on Record
Prior SaleJun 24, 2011 · Amount on Record
Deed Document Number2020770696
Prior Transfer DateJun 17, 2020
Prior Transfer Doc0000770695
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELKO NV
Property Address859 NORTHSIDE DR, ELKO, NV 89801-2719
Transaction TypeMortgage
Record UpdatedNov 7, 2025
Title CompanySTEWART TITLE ELKO

Transferred To (Grantee/Buyer)

NameVerified Name
Address859 NORTHSIDE DR, ELKO, NV 89801-2719

Mortgage

Document Number0000803704
DateMar 31, 2022
Instrument803704
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount Recorded

July 2020: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionELKO NV
Recording DateJul 2, 2020
Property Address859 NORTHSIDE DR, ELKO, NV 89801-2719
Document Number0000770695
Instrument DateJun 17, 2020
Instrument770695
Transaction TypeTransfer
Record UpdatedJul 22, 2020
Title CompanySTEWART TITLE ELKO

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address859 NORTHSIDE DR ELKO NV 898012719, ELKO, NV 89801-2719

July 2020: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionELKO NV
Recording DateJul 2, 2020
Property Address859 NORTHSIDE DR, ELKO, NV 89801-2719
Document Number0000770696
Instrument DateJun 17, 2020
Instrument770696
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$973.05
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address859 NORTHSIDE DR, ELKO, NV 89801-2719

Mortgage

Document Number0000770697
DateJul 2, 2020
Instrument770697
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Mortgage

Document Number0000770698
DateJul 2, 2020
Instrument770698
Lender
NameNEVADA HOUSING DIVISION
TypeGovernment Agency
AddressCARSON CITY, NV 89706
Agreement
AmountAmount Recorded

January 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionELKO NV
Property Address859 NORTHSIDE DR, ELKO, NV 89801-2719
Document Number0000765274
Instrument DateJan 13, 2020
Transaction TypeMortgage
Record UpdatedFeb 27, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address859 NORTHSIDE DR ELKO NV 898012719, ELKO, NV 89801-2719

Mortgage

Document Number0000765274
DateFeb 13, 2020
Instrument765274
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 12, 2050
Interest
Rate3.62%

Tax Assessment & Valuation

Source: Elko County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateNevada
CountyElko County
MunicipalityElko City
Unified School DistrictElko County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,361.00 (+4.93%)$48,470 (+16.63%) Land $21,700 Building $26,770$138,486 (+16.63%) Land $62,000 Building $76,486
2025$1,297.00 (+13.37%)$41,558 (+5.78%) Land $15,400 Building $26,158$118,737 (+5.78%) Land $44,000 Building $74,737
2023$1,144.00 (+3.06%)$39,286 (+11.27%) Land $15,400 Building $23,886$112,246 (+11.27%) Land $44,000 Building $68,246
2022$1,110.00$35,308 Land $15,400 Building $19,908$100,880 Land $44,000 Building $56,880

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 99.5% of Nevada
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ELKO
serves 23,000 people · EPA ID NV0000272
Water SourceGroundwater
Last State InspectionSep 2024
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Anthem Broadband of Nevada
Fiber
2,000 / 2,000
Zito Media
Cable · Fiber in parts of the area
1,000 / 25
White Cloud Communications
Fixed Wireless · Fiber in parts of the area
200 / 50
Hot Spot Broadband
Fixed Wireless
100 / 50

May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.

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