Elko County property record for 846 Northside Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,352 sqft · built 1972 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $330,000 (Feb 2024) |
| Tax Bill | $1,361 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Apr 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-653-003 |
| Primary APN | 001-653-003 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,352 sqft Living Area |
| Gross Area | 2,812 sqft |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 846 NORTHSIDE DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-2720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | NORTHSIDE VILLAGE SUB UNIT NUMBER 2 FILE 65782 |
| Legal Subdivision | NORTHSIDE VILLAGE UNIT 2 |
| Legal Block | A |
| Legal Lot Number | 4 |
| Legal Unit | 2 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 950900 |
Source: Elko County assessment roll, as of July 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 846 NORTHSIDE DR, ELKO, NV 89801-2720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 14, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Apr 14, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 8, 2024 | Bargain and Sale Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Dec 10, 2018 | Bargain and Sale Deed, Transfer · FHA Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 8, 2024 · Amount on Record |
| Deed Sale | Feb 8, 2024 · Amount on Record |
| Prior Sale | Dec 10, 2018 · Amount on Record |
| Deed Document Number | 2024833528 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 846 NORTHSIDE DR, ELKO, NV 89801-2720 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 846 NORTHSIDE DR, ELKO, NV 89801-2720 |
| Document Number | 0000828751 |
|---|---|
| Date | Nov 14, 2023 |
| Instrument | 828751 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 846 NORTHSIDE DR, ELKO, NV 89801-2720 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2025 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 846 NORTHSIDE DR, ELKO, NV 89801-2720 |
| Document Number | 0000804194 |
|---|---|
| Date | Apr 14, 2022 |
| Instrument | 804194 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Mar 1, 2052 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Feb 8, 2024 |
| Property Address | 846 NORTHSIDE DR, ELKO, NV 89801-2720 |
| Document Number | 0000833528 |
| Instrument Date | Jan 25, 2024 |
| Instrument | 833528 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,287.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 846 NORTHSIDE DR, ELKO, NV 89801-2720 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 846 NORTHSIDE DR, ELKO, NV 89801-2720 |
| Investor | Possibly a Property Investor |
| Document Number | 0000833529 |
|---|---|
| Date | Feb 8, 2024 |
| Instrument | 833529 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Number | 0000833530 |
|---|---|
| Date | Feb 8, 2024 |
| Instrument | 833530 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Mar 1, 2034 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Dec 10, 2018 |
| Property Address | 846 NORTHSIDE DR, ELKO, NV 89801-2720 |
| Document Number | 0000749397 |
| Instrument Date | Nov 30, 2018 |
| Instrument | 749397 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2021 |
| Title Company | RELIANT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 119 WALTER ST NE, 119, ALBUQUERQUE, NM 87102-3501 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 846 NORTHSIDE DR, ELKO, NV 89801-2720 |
| Document Number | 0000749398 |
|---|---|
| Date | Dec 10, 2018 |
| Instrument | 749398 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Elko County assessment roll, as of July 30, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,361.00 (+21.84%) | $40,643 (+5.77%) Land $15,400 Building $25,243 | $116,123 (+5.77%) Land $44,000 Building $72,123 |
| 2023 | $1,117.00 (+2.95%) | $38,426 (+11.38%) Land $15,400 Building $23,026 | $109,789 (+11.38%) Land $44,000 Building $65,789 |
| 2022 | $1,085.00 | $34,500 Land $15,400 Building $19,100 | $98,571 Land $44,000 Building $54,571 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Nevada |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| White Cloud Communications Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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