Franklin County property record for 859 Middle St, Chambersburg, PA 17201
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,088 sqft · built 1950 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,715 (2026) |
| Deeds & Mortgages | Apr 2026 Line of Credit Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1E42-35 |
| Primary APN | 06-1E42-35 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,088 sqft Living Area |
| Basement Area | 490 sqft |
| Finished Basement | 490 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 13,504 sqft (0.31 acres) |
| Porch | Slab |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 859 MIDDLE ST |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17201-3770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | CHAMBERSBURG |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10800 |
Source: Franklin County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 859 MIDDLE ST, CHAMBERSBURG, PA 17201-3770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY |
| Jan 10, 2020 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS |
| Jun 27, 2019 | Loan Modification, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Sep 27, 2017 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TR |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Apr 8, 2026 |
| Property Address | 859 MIDDLE ST, CHAMBERSBURG, PA 17201-3770 |
| Document Number | 0000006757 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 20266757 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 859 MIDDLE ST, CHAMBERSBURG, PA 17201-3770 |
| Document Number | 0000006757, |
|---|---|
| Date | Apr 8, 2026 |
| Instrument | 20266757 |
| Name | MANUFACTURERS BANK AND TRUST COMPANY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 859 MIDDLE ST, CHAMBERSBURG, PA 17201-3770 |
| Document Number | 0000001017 |
| Instrument Date | Jan 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 859 MIDDLE ST CHAMBERSBURG PA 172013770, CHAMBERSBURG, PA 17201-3770 |
| Document Number | 0000001017 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 1017 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 859 MIDDLE ST, CHAMBERSBURG, PA 17201-3770 |
| Document Number | 0000013907 |
| Instrument Date | Jun 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 859 MIDDLE ST CHAMBERSBURG PA 172013770, CHAMBERSBURG, PA 17201-3770 |
| Document Number | 0000013907 |
|---|---|
| Date | Jul 31, 2019 |
| Instrument | 13907 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 859 MIDDLE ST, CHAMBERSBURG, PA 17201-3770 |
| Document Number | 0000020106 |
| Instrument Date | Sep 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2017 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 859 MIDDLE ST CHAMBERSBURG PA 172013770, CHAMBERSBURG, PA 17201-3770 |
| Document Number | 0000020106 |
|---|---|
| Date | Oct 6, 2017 |
| Instrument | 20106 |
| Name | MANUFACTURERS & TRADERS TR |
|---|---|
| Address | BUFFALO, NY 14203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| Municipality | Chambersburg Borough |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,715.00 (+2.01%) | $23,300 (-) Land $3,000 Building $20,300 | |
| 2025 | $4,622.00 (+4.26%) | ||
| 2024 | $4,433.00 | $23,300 Land $3,000 Building $20,300 | |
| $23,300 Land $3,000 Building $20,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHAMBERSBURG BORO WATER SYS serves 31,048 people · EPA ID PA7280005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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