Franklin County property record for 851 Middle St, Chambersburg, PA 17201
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,584 sqft · built 1955 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $326,000 (Sep 2026) |
| Tax Bill | $3,713 (2026) |
| Deeds & Mortgages | Sep 2026 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-1E42-34 |
| Primary APN | 06-1E42-34 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 1,584 sqft Living Area |
| Basement Area | 545 sqft |
| Finished Basement | 545 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Sewer | Municipal |
|---|---|
| Water Source | Commercial |
| Street Address | 851 MIDDLE ST |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17201-3770 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT #6 & PT OF #7 |
| Legal Lot Number | 6 |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | CHAMBERSBURG |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 10800 |
851 Middle St is owned and occupied by two individuals who bought it in September 2026.
Source: Franklin County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 851 MIDDLE ST, CHAMBERSBURG, PA 17201-3770 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 28, 2026 · Amount on File |
| Deed Sale | Sep 28, 2026 · Amount on File |
| Prior Sale | Jan 24, 2014 · Amount on File |
| Deed Document Number | 202619652 |
| Prior Transfer Date | Jun 16, 2016 |
| Prior Transfer Doc | 0000011271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Sep 28, 2026 |
| Property Address | 851 MIDDLE ST, CHAMBERSBURG, PA 17201-3770 |
| Document Number | 0000019652 |
| Instrument Date | Sep 28, 2026 |
| Instrument | 202619652 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Title Company | CARDINAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $329,260.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 851 MIDDLE ST, CHAMBERSBURG, PA 17201-3770 |
The 2026 property tax bill for 851 Middle St was $3,713, up 2% from the year before.
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| Municipality | Chambersburg Borough |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,713.00 (+2.01%) | $18,350 Land $1,800 Building $16,550 | |
| 2025 | $3,640.00 (+4.24%) | ||
| 2024 | $3,492.00 | $18,350 Land $1,800 Building $16,550 | |
| $18,350 Land $1,800 Building $16,550 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 851 Middle St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 851 Middle St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.4% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHAMBERSBURG BORO WATER SYS serves 31,048 people · EPA ID PA7280005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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