Suffolk County and Islip Town property record for 859 E Bay Dr, West Islip, NY 11795
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jul 2014) |
| Tax Bill | $14,485 (2024) |
| Deeds & Mortgages | Jun 2021 Refinance |
| Flood Zone | Zone AE (high risk) |
| APN | 472889 483.-1-71 |
| Primary APN | 472889 483.-1-71 |
|---|---|
| Alternative APNs |
|
| Lot Area | 7,841 sqft (0.18 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 80 ft wide |
| Account Number | 617130 |
|---|---|
| Street Address | 859 E BAY DR |
| City | WEST ISLIP |
| State | NY |
| Zip | 11795-4728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | X2195673Y168443 T054H00000000 |
| Legal Block | 3000 |
| Legal Lot Number | 100 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | ISLIP |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 146902 |
859 E Bay Dr is owned and occupied by two individuals who bought it in July 2014.
Source: Suffolk County and Islip Town records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 859 E BAY DR, WEST ISLIP, NY 11795-4728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2014 · Amount on File |
| Deed Sale | Jul 31, 2014 · Amount on File |
| Deed Book / Page | 12783 / 72 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Property Address | 859 E BAY DR, WEST ISLIP, NY 11795-4728 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0232870204 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 23287/204 |
| Instrument | DM016873 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Islip Town |
| Unified School District | West Islip Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $49,400 Land $12,300 Building $37,100 | $695,774 (-) Land $173,239 Building $522,535 | |
| 2024 | $14,485.00 | $695,774 (+2.54%) Land $173,239 Building $522,535 | |
| 2023 | $49,400 Land $12,300 Building $37,100 | $678,571 Land $168,956 Building $509,615 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 859 E Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 5.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 118 policies |
| Nearby Flood Policies | 118 in force |
| Nearby Flood Claims | 524 (1978–2024) |
| Claims Outside the SFHA | 185 of 524 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 859 E Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Asbestos resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
5G (outdoors only) and 4G LTE
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