855 E Bay Dr, West Islip, NY 11795 Property Records

Suffolk County and Islip Town property record for 855 E Bay Dr, West Islip, NY 11795

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Oct 2017)
Tax Bill	$18,310 (2024)
Deeds & Mortgages	Mar 2021 Refinance Oct 2018 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`472889 483.-1-70`

Property Details

APN / Parcel Number

Primary APN	`472889 483.-1-70`
Alternative APNs	`0500-483.00-01.00-070.000` `288948300000010700000000` `472800963830` `617120`

Exterior

Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide

Location & Zoning

Account Number	617120
Street Address	855 E BAY DR
City	WEST ISLIP
State	NY
Zip	11795-4728
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	X2195659Y168532 T054H00000000
Legal Block	3000
Legal Lot Number	100
Jurisdiction	SUFFOLK NY
Township / Civil Division	ISLIP
Census Block Group	2
Census Block	2000
Census Tract	146902

Owner

Source: Suffolk County and Islip Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	855 E BAY DR, WEST ISLIP, NY 11795-4728
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ISLAND FCU
Oct 19, 2018	Deed of Trust, Mortgage · Stand-Alone Refinance ISLAND FCU
Oct 10, 2017	Grant Deed, Transfer · Conventional Mortgage ISLAND FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Deed Book / Page	12932 / 925
Prior Transfer Date	Dec 19, 2003
Prior Transfer Doc	0122990954
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	855 E BAY DR, WEST ISLIP, NY 11795-4728
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0232490004
Date	Mar 22, 2021
Book Page	23249/4
Instrument	DL062941

Lender

Name	ISLAND FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	855 E BAY DR, WEST ISLIP, NY 11795-4728
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0229700771
Date	Oct 19, 2018
Book Page	22970/771
Instrument	18-0197190

Lender

Name	ISLAND FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUFFOLK NY
Recording Date	Oct 10, 2017
Property Address	855 E BAY DR, WEST ISLIP, NY 11795-4728
Document Number	0129320925
Book / Page	012932 / 000925
Instrument Date	Sep 11, 2017
Transaction Type	Transfer
Record Updated	Nov 16, 2017
Title Company	MIT NATIONAL LAND SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,120.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	855 E BAY DR WEST ISLIP NY 117954728, WEST ISLIP, NY 11795-4728

Mortgage

Document Number	228620887
Date	Oct 10, 2017
Book Page	022862/000887

Lender

Name	ISLAND FCU
Type	Credit Union
Address	HAUPPAUGE, NY 11788

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: Suffolk County and Islip Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Islip Town
Unified School District	West Islip Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$63,000 (-) Land $13,700 Building $49,300	$887,324 (-) Land $192,958 Building $694,366
2024	$18,310.00		$887,324 (+2.54%) Land $192,958 Building $694,366
2023		$63,000 Land $13,700 Building $49,300	$865,385 Land $188,187 Building $677,198

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 118 policies
Nearby Flood Policies	118 in force
Nearby Flood Claims	524 (1978–2024)
Claims Outside the SFHA	185 of 524
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Sandy, Nov 2012 · 207 claims Hurricane Irene, Sep 2011 · 47 claims Hurricane Gloria, Sep 1985 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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