859 Curtis Ln, Saint Clair, MO 63077 Property Records

Franklin County property record for 859 Curtis Ln, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,524 sqft · built 1920
Lot Size	7.4 acres (322,344 sqft)
Owner	2 Owner Names on Record
Tax Bill	$1,151 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-1-01.0-1-009-022.100`

Property Details

APN / Parcel Number

Primary APN	`29-1-01.0-1-009-022.100`
Alternative APN	`2910101008022100`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	322,344 sqft (7.4 acres)
Patio Area	49 sqft
Utility Building	168 sqft

Location & Zoning

Old Parcel Number	2910101008022100
Street Address	859 CURTIS LN
City	SAINT CLAIR
State	MO
Zip	63077-2339
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	LOT:1 CURTIS ESTATES AMD P
Legal Range	01W
Legal Township	41
Legal Section	01
Legal Quarter	NE
Legal Subdivision	CURTIS ESTATES
Legal Block	9
Legal Lot Number	1
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	1
Census Block	1044
Census Tract	800904

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	859 CURTIS LN, SAINT CLAIR, MO 63077-2339
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 26, 2006
Deed Sale	Jul 26, 2006
Deed Document Number	0616763
Record Updated	Jun 8, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	859 CURTIS LN, SAINT CLAIR, MO 63077-2339
Transaction Type	Mortgage
Record Updated	Apr 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002303162
Date	Mar 20, 2023
Instrument	2303162

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 14, 2033

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,151.00 (+17.33%)	$19,023 (+7.47%)	$101,590 (+7.24%) Land $13,350 Building $88,240
2023	$981.00 (+5.26%)	$17,700	$94,730 Land $12,350 Building $82,380
2022	$932.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100