8586 E Henderson Trl, Inverness, FL 34450 Property Records

Citrus County property record for 8586 E Henderson Trl, Inverness, FL 34450

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,751 sqft · built 1984
Lot Size1.07 acres (46,837 sqft)
Owner2 Individual Names on File
Last Sale$175,000 (Mar 2022)
Tax Bill$4,693 (2025)
Deeds & MortgagesMar 2022 Sale & Mortgage
Oct 2017 Mortgage
Flood ZoneZone X (moderate risk)
APN20E-19S-34-2D000-024.0

Property Details

APN / Parcel Number

Primary APN20E-19S-34-2D000-024.0
Alternative APNs
  • 3419S20E2D0000240
  • 2343150

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,751 sqft Living Area
1st Floor Area2,751 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1994
Architectural StyleSplit Level
Exterior MaterialWood
Construction TypeMasonry / Concrete Block
Foundation TypeBlock
Roof TypeGable
Roof MaterialMetal
Lot Area46,837 sqft (1.07 acres)
Garage TypeMixed
Garage Area480 sqft
CarportCarport
Carport Area180 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area567 sqft
Deck Area322 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2343150
Old Parcel Number3419S20E2D0000240
Street Address8586 E HENDERSON TRL
CityINVERNESS
StateFL
Zip34450-8893
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLR COASTAL LAKES & RVRS
Legal DescriptionHAMPTON WOODS UNREC SUB LOT 24: COM AT 1/4 SEC COR ON E BDRY OF SEC 34-19-20 TN S 0 DEG 54M 22S W AL SD E BDRY O F SEC 34
Legal Range20E
Legal Township19S
Legal Section34
Legal SubdivisionHAMPTON WOODS UNREC SUB
Legal Lot Number24
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2005
Census Tract451200

Owner

8586 E Henderson Trl is owned by two individuals who bought it in March 2022.

Source: Citrus County records, as of December 10, 2025

Owner of Record2 Individual Names on File
Co-ownerCo-owner on File
Mailing Address4701 S WORLDWIDE DR, INVERNESS, FL 34452-8079
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 18, 2022Warranty Deed, Transfer · Seller Carry-Back
THOMAS S CHRISTIANSEN ETUX
Oct 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
SUNCOAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2022 · Amount on File
Deed SaleMar 16, 2022 · Amount on File
Deed Document Number0032641476
Record UpdatedJun 8, 2026

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateMar 18, 2022
Property Address8586 E HENDERSON TRL, INVERNESS, FL 34450-8893
Document Number0032641476
Book / Page3264 / 1476
Instrument DateMar 16, 2022
Instrument2022019307
Transaction TypeTransfer
Record UpdatedJul 28, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1882 E GATE DANCER CIR, 1882, INVERNESS, FL 34453-3394

Transferred To (Grantee/Buyer)

NameVerified Name
Address4701 S WORLDWIDE DR, INVERNESS, FL 34452-8079

Mortgage

Document Number0032641479
DateMar 18, 2022
Instrument3264/1479
Lender
NameTHOMAS S CHRISTIANSEN ETUX
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount on Record

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address8586 E HENDERSON TRL, INVERNESS, FL 34450-8893
Document Number0028600001
Book / Page002860 / 000001
Instrument DateOct 19, 2017
Transaction TypeMortgage
Record UpdatedNov 7, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8586 E HENDERSON TRL INVERNESS FL 344508893, INVERNESS, FL 34450-8893

Mortgage

Document Number0028600001
DateOct 25, 2017
Book Page002860/000001
Instrument48873
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 24, 2047
Interest
Rate TypeAdjustable Rate
Rate3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 8586 E Henderson Trl was $4,693, down 2.8% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,693.00 (-2.76%)$302,279 (-3.83%) Land $13,600 Building $288,679$302,279 (-3.83%) Land $13,600 Building $288,679
2024$4,826.00 (-0.19%) Additional exemption filed$314,315 (+0.77%) Land $13,600 Building $300,715$314,315 (+0.77%) Land $13,600 Building $300,715
2023$4,835.00 (+20.15%) Additional exemption filed$311,924 (+16.58%) Land $13,600 Building $298,324$311,924 (+16.58%) Land $13,600 Building $298,324
2022$4,024.00$267,567 Land $13,600 Building $253,967$267,567 Land $13,600 Building $253,967

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8586 E Henderson Trl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims4 (2003–2026)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8586 E Henderson Trl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORAL CITY WATER ASSN
serves 5,917 people · EPA ID FL6090588
Water SourceGroundwater
Last State InspectionJan 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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