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8554 E Henderson Trl, Inverness, FL 34450 Property Records

Citrus County property record for 8554 E Henderson Trl, Inverness, FL 34450

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,760 sqft · built 1986
Lot Size0.503 acres (21,938 sqft)
OwnerIndividual Name on File
Last Sale$378,500 (Sep 2021)
Tax Bill$3,014 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Sep 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20E-19S-34-2D000-006.A

Property Details

APN / Parcel Number

Primary APN20E-19S-34-2D000-006.A
Alternative APNs
  • 3419S20E2D000006A
  • 2342226

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,760 sqft Living Area
1st Floor Area1,664 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2011
Architectural StyleCustom Design
Exterior MaterialWood Siding
Construction TypeWood
Foundation TypeFooting
Roof TypeGable
Roof MaterialMetal
Lot Area21,938 sqft (0.503 acres)
Garage Area552 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

Pool Area840 sqft
PorchOpen Porch
Porch Area613 sqft
Deck Area464 sqft
Patio Area464 sqft
FenceFence
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2342226
Old Parcel Number3419S20E2D000006A
Street Address8554 E HENDERSON TRL
CityINVERNESS
StateFL
Zip34450-8893
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCLR COASTAL LAKES & RVRS
Legal DescriptionHAMPTON WOODS UNREC SUB LOT 6-A: COM AT 1/4 SEC COR ON E BDRY OF SEC 34-19-20 TN S 0 DEG 54M 22S W AL SD E BDRY OF SEC 34
Legal Range20E
Legal Township19S
Legal Section34
Legal SubdivisionHAMPTON WOODS UNREC SUB
Legal Lot Number6
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2005
Census Tract451200

Owner

8554 E Henderson Trl is owned and occupied by an individual who bought it in September 2021.

Source: Citrus County records, as of December 10, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address8554 E HENDERSON TRL, INVERNESS, FL 34450-8893
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Sep 10, 2021Warranty Deed, Transfer · Conventional Mortgage
AMERIFIRST FINANCIAL CORP
Jul 8, 2019Deed of Trust, Mortgage · Conventional with PMI
SUNCOAST CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 10, 2021 · Amount on File
Deed SaleSep 10, 2021 · Amount on File
Prior SaleNov 18, 2016 · Amount on File
Deed Document Number2021062498
Deed Book / Page3203 / 2447
Record UpdatedJun 8, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address8554 E HENDERSON TRL, INVERNESS, FL 34450-8893
Transaction TypeMortgage
Record UpdatedDec 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address8554 E HENDERSON TRL, INVERNESS, FL 34450-8893

Mortgage

Document Number0033361831
DateNov 22, 2022
Book Page3336/1831
Instrument2022078099
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueNov 5, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateSep 10, 2021
Property Address8554 E HENDERSON TRL, INVERNESS, FL 34450-8893
Document Number0032032447
Book / Page3203 / 2447
Instrument DateSep 9, 2021
Instrument2021062498
Transaction TypeTransfer
Record UpdatedOct 1, 2021
Title CompanyFIRST INTERNATIONAL TITLE, FIRST INTERNATIONAL TTL INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,649.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8554 E HENDERSON TRL, 8554, INVERNESS, FL 34450-8893

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8554 E HENDERSON TRL, INVERNESS, FL 34450-8893

Mortgage

Document Number32032449
DateSep 10, 2021
Instrument3203/2449
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address8554 E HENDERSON TRL, INVERNESS, FL 34450-8893
Document Number0029900013
Instrument DateJul 8, 2019
Transaction TypeMortgage
Record UpdatedAug 8, 2019
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8554 E HENDERSON TRL INVERNESS FL 344508893, INVERNESS, FL 34450-8893

Mortgage

Document Number0029900013
DateJul 15, 2019
Book Page002990/000013
Instrument36292
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJul 14, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8554 E Henderson Trl was $3,014 with exemptions applied, up 4.7% from the year before.

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,014.00 (+4.69%) Homeowner's exemption Additional exemption filed$275,280 (+5.94%) Land $11,130 Building $264,150$275,280 (+5.94%) Land $11,130 Building $264,150
2024$2,879.00 (+2.49%) Homeowner's exemption Additional exemption filed$259,839 (-1.54%) Land $11,130 Building $248,709$259,839 (-1.54%) Land $11,130 Building $248,709
2023$2,809.00 (+6.93%) Homeowner's exemption Additional exemption filed$263,894 (+11.56%) Land $11,130 Building $252,764$263,894 (+11.56%) Land $11,130 Building $252,764
2022$2,627.00 Homeowner's exemption Additional exemption filed$236,543 Land $11,130 Building $225,413$236,543 Land $11,130 Building $225,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8554 E Henderson Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 64 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies64 in force
Nearby Flood Claims4 (2003–2026)
Claims Outside the SFHA1 of 4
Most Recent ClaimApr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8554 E Henderson Trl is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 76% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFLORAL CITY WATER ASSN
serves 5,917 people · EPA ID FL6090588
Water SourceGroundwater
Last State InspectionJan 2025
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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