8580 Spring Ridge Dr, Petoskey, MI 49770 Property Records

Emmet County property record for 8580 Spring Ridge Dr, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Details	2 ba · 2,320 sqft · built 2005
Lot Size	0.625 acres (27,245 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Jan 2021)
Tax Bill	$3,224 (2024)
Deeds & Mortgages	Jan 2021 Transfer Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-20-04-225-143`

Property Details

APN / Parcel Number

Primary APN	`14-20-04-225-143`

Interior

Full Baths	2 Baths
Building Area	2,320 sqft Living Area
1st Floor Area	1,160 sqft
Basement Area	1,160 sqft
Unfinished Basement	1,160 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Lot Area	27,245 sqft
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8580 SPRING RIDGE DR
City	PETOSKEY
State	MI
Zip	49770-8994
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC SR
Legal Description	SILVER CREEK CONDO, UNIT 43.PLAN #180, SECTION 4, T34N, R4W
Legal Range	04W
Legal Township	34N
Legal Section	04
Legal Subdivision	SILVER CREEK SUBDIVISION
Legal Unit	43
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4003
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8580 SPRING RIDGE DR, PETOSKEY, MI 49770-8994
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2021	Quit Claim Deed, Transfer Quitclaim
Jan 22, 2021	Quit Claim Deed, Transfer · Conventional Mortgage TCF NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 22, 2021 · Amount on Record
Deed Sale	Jan 22, 2021 · Amount on Record
Prior Sale	Dec 28, 2015 · Amount on Record
Deed Document Number	20215182267
Deed Book / Page	1229 / 299
Prior Transfer Date	Jan 13, 2021
Prior Transfer Doc	1229/299
Record Updated	Oct 29, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jan 22, 2021
Property Address	8580 SPRING RIDGE DR, PETOSKEY, MI 49770-8994
Document Number	1229/298
Book / Page	1229 / 298
Instrument Date	Jan 15, 2021
Instrument	5182266
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8580 SPRING RIDGE DR, PETOSKEY, MI 49770-8994

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Jan 22, 2021
Property Address	8580 SPRING RIDGE DR, PETOSKEY, MI 49770-8994
Document Number	1229/299
Book / Page	1229 / 299
Instrument Date	Jan 13, 2021
Instrument	5182267
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8580 SPRING RIDGE DR, PETOSKEY, MI 49770-8994

Mortgage

Document Number	5182268
Date	Jan 22, 2021
Instrument	5182268

Lender

Name	TCF NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,200 (+6.48%) Land $202,200	$404,400 (+6.48%) Land $404,400
2025		$189,900 (+30.7%) Land $189,900	$379,800 (+30.7%) Land $379,800
2024	$3,224.00
2023		$145,300 Land $145,300	$290,600 Land $290,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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