8580 Culp Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8580 Culp Dr, Gilroy, CA 95020 · Last verified November 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,890 sqft · built 1985
Lot Size0.165 acres (7,200 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Jul 2017)
Tax Bill$9,068 (2025)
Deeds & MortgagesOct 2025 Transfer
Feb 2021 Mortgage
+ 4 more
Flood ZoneZone X (moderate risk)
APN790-42-036

Property Details

APN / Parcel Number

Primary APN790-42-036

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,890 sqft Living Area
1st Floor Area1,890 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1985
Architectural StyleOther
Construction TypeWood
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions100 ft deep x 72 ft wide
Garage Area451 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address8580 CULP DR
CityGILROY
StateCA
Zip95020-3950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTR 7406 LOT 16
Legal SubdivisionMIRA LOMA VALLEY UN 01
Legal Tract7406
Legal Lot Number16
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2000
Census Tract512505

Owner

Source: Santa Clara County records · APN 790-42-036

Assessment roll updated July 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-owner2 Verified Secondary Owners
Mailing Address8580 CULP DR, GILROY, CA 95020-3950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2025Intrafamily Transfer, Transfer
Feb 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
EMPIRE OF AMERICAN CREDIT CORP
Nov 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
EMPIRE OF AMERICAN CORP
May 14, 2019Deed of Trust, Mortgage · Conventional with PMI
EMPIREAMERICA
Jul 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
EMPIREAMERICA
Jul 10, 2017Grant Deed, Transfer · FHA Mortgage
OPES ADVISORS

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJul 10, 2017 · Amount on Record
Deed SaleJul 10, 2017 · Amount on Record
Prior SaleJul 10, 2017 · Amount on Record
Deed Document Number0023693656
Last Transfer DateOct 27, 2025
Transfer Doc0025890595
Record UpdatedJun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateOct 27, 2025
Property Address8580 CULP DR, GILROY, CA 95020-3950
Document Number0025890595
Map ReferenceMB 513 PG 6 & 7
Instrument DateOct 25, 2025
Instrument25890595
Transaction TypeTransfer
Record UpdatedNov 05, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8580 CULP DR, GILROY, CA 95020-3950

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8580 CULP DR, GILROY, CA 95020-3950
Transaction TypeMortgage
Record UpdatedFeb 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8580 CULP DR, GILROY, CA 95020-3950

Mortgage

Document Number0024833551
DateFeb 17, 2021
Instrument24833551
Lender
NameEMPIRE OF AMERICAN CREDIT CORP
TypeLending Institution
AddressWOODLAND HILLS, CA 91364
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8580 CULP DR, GILROY, CA 95020-3950
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8580 CULP DR, GILROY, CA 95020-3950

Mortgage

Document Number0024714100
DateNov 19, 2020
Instrument24714100
Lender
NameEMPIRE OF AMERICAN CORP
TypeNon-Lending Institution
AddressWOODLAND HILLS, CA 91364
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term3 Months
DueJul 01, 2050

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8580 CULP DR, GILROY, CA 95020-3950
Document Number0024199626
Instrument DateMay 14, 2019
Transaction TypeMortgage
Record UpdatedJun 21, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address8580 CULP DR GILROY CA 950203950, GILROY, CA 95020-3950

Mortgage

Document Number0024199626
DateJun 10, 2019
Instrument24199626
Lender
NameEMPIREAMERICA
AddressWOODLAND HILLS, CA 91364
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJun 09, 2049

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CLARA CA
Property Address8580 CULP DR, GILROY, CA 95020-3950
Document Number0023993444
Instrument DateJul 23, 2018
Transaction TypeMortgage
Record UpdatedAug 08, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address8580 CULP DR GILROY CA 950203950, GILROY, CA 95020-3950

Mortgage

Document Number0023993444
DateJul 31, 2018
Instrument23993444
Lender
NameEMPIREAMERICA
AddressWOODLAND HILLS, CA 91364
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 30, 2048

July 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJul 10, 2017
Property Address8580 CULP DR, GILROY, CA 95020-3950
Document Number0023693656
Instrument DateJun 27, 2017
Instrument23693656
Transaction TypeTransfer
Record UpdatedJul 17, 2017
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$715.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address8580 CULP DR GILROY CA 950203950, GILROY, CA 95020-3950

Mortgage

Document Number23693657
DateJul 10, 2017
Instrument23693657
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 09, 2047

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,068.00 (+2.22%) Homeowner's exemption$739,583 (+4.04%) Land $406,771 Building $332,812
2023$8,871.00 (+1.69%) Homeowner's exemption$710,867 Land $390,977 Building $319,890
2022$8,724.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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