8540 Culp Dr, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8540 Culp Dr, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,554 sqft · built 1984
Lot Size0.151 acres (6,600 sqft)
OwnerIndividual Name on File
Last Sale$825,000 (Aug 2023)
Tax Bill$11,242 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Jun 2023 Sale
Flood ZoneZone X (moderate risk)
APN790-42-032

Property Details

APN / Parcel Number

Primary APN790-42-032

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,554 sqft Living Area
1st Floor Area1,554 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Architectural StyleOther
Exterior MaterialStucco
Construction TypeWood
Lot Area6,600 sqft (0.151 acres)
Lot Dimensions100 ft deep x 66 ft wide
Garage Area471 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address8540 CULP DR
CityGILROY
StateCA
Zip95020-3950
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTR 7406 LOT 12
Legal SubdivisionMIRA LOMA VALLEY UN 01
Legal Tract7406
Legal Lot Number12
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2000
Census Tract512505

Owner

Source: Santa Clara County records · APN 790-42-032

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address8540 CULP DR, GILROY, CA 95020-3950
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2023Grant Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Jun 30, 2023Grant Deed, Transfer
CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 16, 2023 · Amount on Record
Deed SaleAug 16, 2023 · Amount on Record
Prior SaleJun 30, 2023 · Amount on Record
Deed Document Number25519156
Record UpdatedJun 07, 2026

August 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateAug 16, 2023
Property Address8540 CULP DR, GILROY, CA 95020-3950
Document Number0025519156
Map ReferenceMB 513 PG 6&7
Instrument DateAug 15, 2023
Instrument25519156
Transaction TypeTransfer
Record UpdatedAug 24, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address8540 CULP DR, GILROY, CA 95020-3950

Mortgage

Document Number0025519157
DateAug 16, 2023
Instrument25519157
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2053

June 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateJun 30, 2023
Property Address8540 CULP DR, GILROY, CA 95020-3950
Document Number0025495276
Map ReferenceMB 513 PG 6&7
Instrument DateJun 28, 2023
Instrument25495276
Transaction TypeTransfer
Record UpdatedJul 11, 2023
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8540 CULP DR, GILROY, CA 95020-3950

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalityGilroy City
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$11,242.00 (+46.28%) Homeowner's exemption$918,000 (+50.91%) Land $637,500 Building $280,500
2023$7,685.00 (+2.85%)$608,324 (+2%) Land $334,511 Building $273,813
2022$7,472.00 Homeowner's exemption$596,397 Land $327,952 Building $268,445

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimJan 1979 · tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Razzolink
Fixed Wireless
500 / 250
Etheric Communications, LLC.
Fixed Wireless
250 / 100
Hankins Information Technology
Fixed Wireless
100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 714 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF GILROY
serves 59,426 people
Water SourceGroundwater
Last State InspectionFeb 2025
Also Mapped HereSANTA CLARA VALLEY WATER DISTRICT
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jun 2022
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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