858 Winters Rd, Union, MO 63084 Property Records

Franklin County property record for 858 Winters Rd, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,144 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,382 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-6-23.0-0-000-028.000`

Property Details

APN / Parcel Number

Primary APN	`17-6-23.0-0-000-028.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area

Exterior

Year Built	Built 1966
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Patio Area	288 sqft

Location & Zoning

Street Address	858 WINTERS RD
City	UNION
State	MO
Zip	63084-3271
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	PT SE NE S OF 20' ROAD
Legal Range	01W
Legal Township	43
Legal Section	23
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2009
Census Tract	800603

Owner

Source: Franklin County records · APN 17-6-23.0-0-000-028.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	858 WINTERS RD, UNION, MO 63084-3271
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 03, 2019	Quit Claim Deed, Mortgage UNITED BK/UNION
Sep 26, 2018	Trustee's Deed, Construction Loan · Line of Credit UNITED BK/UNION
May 18, 2018	Deed of Trust, Mortgage · Line of Credit UNITED BK/UNION

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 2019
Deed Sale	Sep 03, 2019
Prior Sale	Oct 22, 2008
Deed Document Number	1911416
Record Updated	Jun 08, 2026

September 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 03, 2019
Property Address	858 WINTERS RD, UNION, MO 63084-3271
Document Number	0000011416
Instrument Date	Aug 30, 2019
Instrument	11416
Transaction Type	Mortgage
Record Updated	Sep 23, 2019
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	858 WINTERS RD UNION MO 630843271, UNION, MO 63084-3271

Mortgage

Document Number	11417
Date	Sep 03, 2019
Instrument	11417

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 02, 2049

September 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 26, 2018
Property Address	858 WINTERS RD, UNION, MO 63084-3271
Instrument Date	Sep 21, 2018
Instrument	13447
Transaction Type	Construction Loan
Record Updated	Oct 08, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	858 WINTERS RD UNION MO 630843271, UNION, MO 63084-3271

Mortgage

Document Number	0000013447
Date	Sep 26, 2018
Instrument	13447

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084-3271

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 25, 2019

Interest

Rate Type	Adjustable Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	858 WINTERS RD, UNION, MO 63084-3271
Document Number	0000007048
Instrument Date	May 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	858 WINTERS RD UNION MO 630843271, UNION, MO 63084-3271

Mortgage

Document Number	0000007048
Date	May 23, 2018
Instrument	7048

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	May 22, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,382.00 (+9.51%)	$26,174 (+10.38%)	$137,760 (+10.38%) Land $19,000 Building $118,760
2023	$1,262.00 (+14%)	$23,712	$124,800 Land $17,000 Building $107,800
2022	$1,107.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 62% of the US · lower than 67% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100

Based on FCC filings for 15 locations within half a mile of this property.

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