858 Polfus Dr, Benton Harbor, MI 49022 Property Records

Berrien County property record for 858 Polfus Dr, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,437 sqft · built 1960
Lot Size	0.479 acres (20,865 sqft)
Owner	2 Individual Names on Record
Last Sale	$147,000 (Nov 2018)
Tax Bill	$1,955 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Feb 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`03-5500-0017-00-9`

Property Details

APN / Parcel Number

Primary APN	`03-5500-0017-00-9`
Alternative APN	`11-03-5500-0017-00-9`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,437 sqft Living Area
1st Floor Area	1,437 sqft
Basement Area	1,437 sqft
Unfinished Basement	1,437 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Raised Ranch
Lot Area	20,865 sqft (0.479 acres)
Lot Dimensions	208 ft deep x 100 ft wide
Garage Area	603 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Radiant

Location & Zoning

Street Address	858 POLFUS DR
City	BENTON HARBOR
State	MI
Zip	49022-2622
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1 SING FA
Legal Description	LOT 17 NORTH SHORE SUB
Legal Subdivision	NORTH SHORE SUB
Legal Lot Number	17
Legal Unit	17
Jurisdiction	BERRIEN MI
Township / Civil Division	BENTON
Census Block Group	1
Census Block	1026
Census Tract	2500

Owner

Source: Berrien County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	858 POLFUS DR, BENTON HARBOR, MI 49022-2622
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 17, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage EMORTGAGE FUNDING LLC
Aug 18, 2020	Quit Claim Deed, Transfer Quitclaim
Apr 20, 2020	Quit Claim Deed, Transfer Quitclaim
Nov 8, 2018	Warranty Deed, Transfer · FHA Mortgage BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2018 · Amount on Record
Deed Sale	Nov 8, 2018 · Amount on Record
Prior Sale	Feb 3, 2016 · Amount on Record
Deed Book / Page	3222 / 690
Last Transfer Date	Jul 15, 2020
Transfer Doc	003287/280
Record Updated	Sep 20, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	858 POLFUS DR, BENTON HARBOR, MI 49022-2622
Transaction Type	Mortgage
Record Updated	Mar 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 POLFUS DR, BENTON HARBOR, MI 49022-2622

Mortgage

Document Number	03434/1278
Date	Sep 13, 2024
Book Page	3434/1278
Instrument	2024413956

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	ASHVILLE, AL 35953

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	307 Months
Due	Apr 1, 2050

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Feb 17, 2026
Property Address	858 POLFUS DR, BENTON HARBOR, MI 49022-2622
Document Number	03470/1349
Book / Page	3470 / 1349
Map Reference	LB 14 PG 22
Instrument Date	Feb 6, 2026
Instrument	2026451888
Transaction Type	Transfer
Record Updated	Mar 10, 2026
Title Company	MUTUAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	858 POLFUS DR, BENTON HARBOR, MI 49022-2622

Mortgage

Document Number	0034701351
Date	Feb 17, 2026
Instrument	3470/1351

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	289 Months
Due	Mar 1, 2050

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Aug 18, 2020
Property Address	858 POLFUS DR, BENTON HARBOR, MI 49022-2622
Document Number	003287/280
Book / Page	3287 / 280
Instrument Date	Jul 15, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5808 N WATERVLIET RD, WATERVLIET, MI 49098-9720

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERRIEN MI
Recording Date	Apr 20, 2020
Property Address	858 POLFUS DR, BENTON HARBOR, MI 49022-2622
Document Number	003272/243
Book / Page	3272 / 243
Instrument Date	Apr 14, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5808 N WATERVLIET RD, WATERVLIET, MI 49098-9720

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5808 N WATERVLIET RD, WATERVLIET, MI 49098-9720

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 8, 2018
Property Address	858 POLFUS DR, BENTON HARBOR, MI 49022-2622
Document Number	03222/0690
Book / Page	3222 / 0690
Map Reference	LB14 PG22
Instrument Date	Oct 26, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,264.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 POTFUS DR, BENTON HARBOR, MI 49022-2622

Mortgage

Document Number	0003222691
Date	Nov 8, 2018
Instrument	3222/691

Lender

Name	BBMC MORTGAGE LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Benton Charter Township
Unified School District	Benton Harbor Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,100 (+6.89%)	$214,200 (+6.89%)
2025	$1,955.00 (-20.63%) Homeowner's exemption	$100,200 (+18.3%)	$200,400 (+18.3%)
2024	$2,463.00 (-3.64%)
2023		$84,700	$169,400
2022	$2,556.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON CHARTER TOWNSHIP serves 6,768 people · EPA ID MI0000605
Water Source	Surface water
Last State Inspection	Jun 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

858 Polfus Dr, Benton Harbor, MI 49022 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2024: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2026: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Polfus Dr

Nearby Streets

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