Berrien County property record for 807 Polfus Dr, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,208 sqft · built 1957 |
| Lot Size | 0.401 acres (17,468 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $179,000 (Nov 2020) |
| Tax Bill | $2,801 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-5500-0006-00-7 |
| Primary APN | 03-5500-0006-00-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Basement Area | 1,008 sqft |
| Unfinished Basement | 1,008 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Raised Ranch |
| Lot Area | 17,468 sqft (0.401 acres) |
| Lot Dimensions | 174 ft deep x 100 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 807 POLFUS DR |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A1 SING FA |
| Legal Description | LOT 6 NORTH SHORE SUB |
| Legal Subdivision | NORTH SHORE SUB |
| Legal Lot Number | 6 |
| Legal Unit | 6 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BENTON |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 2500 |
807 Polfus Dr is owned and occupied by two individuals who bought it in November 2020.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 807 POLFUS DR, BENTON HARBOR, MI 49022-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2022 | Deed of Trust, Mortgage · Line of Credit HORIZON BANK |
| Nov 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 19, 2020 · Amount on File |
| Deed Sale | Nov 19, 2020 · Amount on File |
| Prior Sale | May 21, 1996 · Amount on File |
| Deed Document Number | 2020295304 |
| Deed Book / Page | 3300 / 2839 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 807 POLFUS DR, BENTON HARBOR, MI 49022-2621 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 807 POLFUS DR, BENTON HARBOR, MI 49022-2621 |
| Document Number | 03373/2570 |
|---|---|
| Date | May 11, 2022 |
| Book Page | 3373/2570 |
| Instrument | 2022352676 |
| Name | HORIZON BANK |
|---|---|
| Type | Bank |
| Address | MICHIGAN CITY, IN 46360 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 29, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Nov 19, 2020 |
| Property Address | 807 POLFUS DR, BENTON HARBOR, MI 49022-2621 |
| Document Number | 03300/2839 |
| Book / Page | 3300 / 2839 |
| Map Reference | LB 14 PG 22 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,539.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 807 POLFUS DR, BENTON HARBOR, MI 49022-2621 |
| Document Number | 0033002840 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | 3300/2840 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 807 Polfus Dr was $2,801 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Benton Charter Township |
| Unified School District | Benton Harbor Area Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,100 | $218,200 | |
| 2025 | $2,801.00 | ||
| 2023 | $87,700 | $175,400 | |
| 2022 | $2,505.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 807 Polfus Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 807 Polfus Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BENTON CHARTER TOWNSHIP serves 6,768 people · EPA ID MI0000605 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2022 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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