858 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 858 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1985
Lot Size	0.301 acres (13,112 sqft)
Owner	Individual Name on Record
Last Sale	$292,000 (Mar 2023)
Tax Bill	$1,710 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 1 162`

Property Details

APN / Parcel Number

Primary APN	`18A 1 162`
Alternative APN	`3728`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	1,404 sqft
Basement Area	2,584 sqft
Unfinished Basement	2,584 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 2005
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,112 sqft (0.301 acres)
Terrain	Rolling
View / Lot	Corner
Garage Area	598 sqft
Deck Area	20 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3728
Street Address	858 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 230000732 ASHLAWN-1 LOT 162 13,123 SF
Legal Subdivision	FALCON HILLS
Legal Block	16
Legal Lot Number	162
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1029
Census Tract	20104

Owner

Source: Fluvanna County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	858 JEFFERSON DR, PALMYRA, VA 22963-3302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Deed, Transfer · Conventional Mortgage ATLANTA BAY MORTGAGE GROUP
Apr 4, 2022	Deed, Transfer · Seller Carry-Back JEFFREY WARD
Mar 2, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2023 · Amount on Record
Deed Sale	Mar 23, 2023 · Amount on Record
Prior Sale	Apr 4, 2022 · Amount on Record
Deed Document Number	2023732
Prior Transfer Date	Feb 12, 2010
Prior Transfer Doc	000812/545
Record Updated	Oct 29, 2026

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 23, 2023
Property Address	858 JEFFERSON DR, PALMYRA, VA 22963-3302
Document Number	0230000732
Map Reference	DB 74 PG 498
Instrument Date	Mar 1, 2023
Instrument	230000732
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 JEFFERSON DR, PALMYRA, VA 22963-3302

Mortgage

Document Number	0230000733
Date	Mar 23, 2023
Instrument	230000733

Lender

Name	ATLANTA BAY MORTGAGE GROUP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2053

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 4, 2022
Property Address	858 JEFFERSON DR, PALMYRA, VA 22963-3302
Document Number	0220001247
Instrument Date	Mar 31, 2022
Instrument	220001247
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$294.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 4TH ST NE, CHARLOTTESVILLE, VA 22902-4744

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17090 QUAIL CREEK CIR, HAMILTON, VA 20158-3101
Investor	Possibly a Property Investor

Mortgage

Document Number	0220001248
Date	Apr 4, 2022
Instrument	220001248

Lender

Name	JEFFREY WARD
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 2, 2020
Property Address	858 JEFFERSON DR, PALMYRA, VA 22963-3302
Document Number	0200000749
Map Reference	DB 81 PG 552
Instrument Date	Feb 27, 2020
Instrument	200000749
Transaction Type	Transfer
Record Updated	Jan 19, 2026

Transaction

Amount	Amount Recorded
Tax	$138.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 JEFFERSON DR, PALMYRA, VA 22963-3302
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,600 (-) Land $28,500 Building $198,100	$226,600 (-) Land $28,500 Building $198,100
2025	$1,710.00 (+0.65%)	$226,600 (+33.37%) Land $28,500 Building $198,100	$226,600 (+33.37%) Land $28,500 Building $198,100
2024	$1,699.00 (+18.56%)
2023		$169,900 Land $28,500 Building $141,400	$169,900 Land $28,500 Building $141,400
2022	$1,433.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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