853 Jefferson Dr, Palmyra, VA 22963 Property Records

Fluvanna County property record for 853 Jefferson Dr, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,714 sqft · built 1998
Lot Size	0.323 acres (14,070 sqft)
Owner	2 Company Names on File
Tax Bill	$2,361 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 1 177`

Property Details

APN / Parcel Number

Primary APN	`18A 1 177`
Alternative APN	`3727`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,714 sqft Living Area
1st Floor Area	1,714 sqft
Sunroom	Sunroom
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2006
Exterior Material	Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,070 sqft (0.323 acres)
Terrain	Rolling
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	136 sqft
Deck Area	180 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	3727
Street Address	853 JEFFERSON DR
City	PALMYRA
State	VA
Zip	22963-3310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 220003107 ASHLAWN-1 LOT 177 14,090 SF
Legal Subdivision	ASHLAWN, LAKE MONTICELLO PH 1
Legal Block	17
Legal Lot Number	177
Jurisdiction	FLUVANNA VA
Township / Civil Division	PALMYRA
Census Block Group	1
Census Block	1018
Census Tract	20104

Owner

853 Jefferson Dr is owned by a company that acquired it in September 2026.

Source: Fluvanna County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	853 JEFFERSON DR, PALMYRA, VA 22963-3310
Owner Type	Company
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Gift Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Aug 14, 2019	Deed of Trust, Mortgage · Commercial Mortgage ATLANTIC UNION BANK
Aug 24, 2022	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026
Deed Sale	Sep 21, 2026
Prior Sale	Aug 24, 2022 · Amount on File
Deed Document Number	20262892
Prior Transfer Date	Sep 14, 2026
Prior Transfer Doc	0000002892
Record Updated	Oct 29, 2026

September 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 21, 2026
Property Address	853 JEFFERSON DR, PALMYRA, VA 22963-3310
Document Number	0000002892
Instrument Date	Sep 14, 2026
Instrument	20262892
Transaction Type	Transfer
Record Updated	Sep 30, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	853 JEFFERSON DR, PALMYRA, VA 22963-3310

Mortgage

Document Number	0000002893,
Date	Sep 21, 2026
Instrument	20262893

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2041

Interest

Rate	4.5%
Max Rate	-1%

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	853 JEFFERSON DR, PALMYRA, VA 22963-3310
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001902421
Date	Aug 14, 2019
Instrument	1902421

Lender

Name	ATLANTIC UNION BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Aug 24, 2022
Property Address	853 JEFFERSON DR, PALMYRA, VA 22963-3310
Document Number	0220003107
Map Reference	DB 75 PG 494
Instrument Date	Aug 23, 2022
Instrument	220003107
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	STEWART TITLE GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$596.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	853 JEFFERSON DR, PALMYRA, VA 22963-3310

Mortgage

Document Number	0220003108
Date	Aug 24, 2022
Instrument	220003108

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 853 Jefferson Dr was $2,361.

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$312,800 Land $30,000 Building $282,800	$312,800 Land $30,000 Building $282,800
2025	$2,361.00
2023		$252,300 Land $30,000 Building $222,300	$252,300 Land $30,000 Building $222,300
2022	$2,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 853 Jefferson Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 853 Jefferson Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

May also be available: Brightspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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