858 E Sawgrass Trl, Dakota Dunes (North Sioux City), SD 57049 Property Records

Union County property record for 858 E Sawgrass Trl, Dakota Dunes, SD 57049

Property Summary

Property Type	Other Improved
Details	5 bd · 7 ba · 2,884 sqft · built 2010
Lot Size	0.78 acres (33,977 sqft)
Owner	Company Name on File
Last Sale	$1,025,000 (Dec 2023)
Tax Bill	$17,103 (2026)
Deeds & Mortgages	Dec 2023 Mortgage Dec 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23.GC.23.1044`

Property Details

APN / Parcel Number

Primary APN	`23.GC.23.1044`

Interior

Bedrooms	5 Beds
Full Baths	7 Baths
Stories	1 Story
Building Area	2,884 sqft Living Area
Basement Area	2,187 sqft
Finished Basement	2,187 sqft
Flooring	Stone
Interior Walls	Stone
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Wood
Roof Material	Composition Shingle
Lot Area	33,977 sqft (0.78 acres)
Garage Type	Attached
Garage Area	1,328 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Geothermal

Location & Zoning

Street Address	858 E SAWGRASS TRL
City	NORTH SIOUX CITY
State	SD
Zip	57049-5197
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 44 DAK DUNES GOLF COURSE 23RD ADD (.780A)
Legal Subdivision	DAK DUNES GOLF COURSE 23RD ADD
Legal Lot Number	44
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2001
Census Tract	20301

Owner

858 E Sawgrass Trl is owned by a company that bought it in December 2023.

Source: Union County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	976 WYNSTONE DR, JEFFERSON, SD 57038-6868
Owner Type	Company
Vesting	Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Deed of Trust, Mortgage SECURITY NATIONAL BANK OF SIOUX CITY IOW
Dec 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage THE SECURITY NATIONAL BANK OF SIOUX CITY
Dec 13, 2023	Warranty Deed, Transfer
Jan 14, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2023 · Amount on File
Deed Sale	Dec 4, 2023 · Amount on File
Prior Sale	Apr 25, 2014 · Amount on File
Prior Transfer Date	Nov 23, 2020
Prior Transfer Doc	0000111/28
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	858 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5197
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5197

Mortgage

Document Number	000182/653
Date	Dec 1, 2023
Book Page	182/653
Instrument	232724

Lender

Name	SECURITY NATIONAL BANK OF SIOUX CITY IOW
Address	601 PIERCE ST, SIOUX CITY, IA 51101

Agreement

Amount	Amount on Record
Term	179 Months
Due	Nov 17, 2038

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	858 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5197
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000182/667
Date	Dec 13, 2023
Book Page	182/667
Instrument	232791

Lender

Name	THE SECURITY NATIONAL BANK OF SIOUX CITY
Address	601 PIERCE ST, SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2029
Change Frequency	Annually
Min Rate At Change	6.87%
Max Rate At Change	8.87%
Index	1-Year CMT
Margin	3
Max Rate	12.8%

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION SD
Recording Date	Dec 13, 2023
Property Address	858 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5197
Document Number	000113/686
Book / Page	113 / 686
Instrument Date	Dec 8, 2023
Instrument	232790
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	858 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5197

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	51 AMBUSH RDG, CLANCY, MT 59634-9512

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION SD
Recording Date	Jan 14, 2021
Property Address	858 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5197
Document Number	0000111/28
Book / Page	111 / 28
Instrument Date	Nov 23, 2020
Instrument	210230
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	858 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5197

Tax Assessment & Valuation

The 2026 property tax bill for 858 E Sawgrass Trl was $17,103, up % from the year before.

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$17,103.00 (+0.01%)	$1,084,482 (-) Land $163,768 Building $920,714
2025	$17,102.00 (+3.82%)	$1,084,482 Land $163,768 Building $920,714
2024	$16,472.00 (+0.68%)
2023	$16,360.00 (+11.77%)	$1,042,813 Land $150,000 Building $892,813
2022	$14,637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 858 E Sawgrass Trl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 858 E Sawgrass Trl is moderate, ranking above 59% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 56% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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