855 E Sawgrass Trl, Dakota Dunes (North Sioux City), SD 57049 Property Records

Union County property record for 855 E Sawgrass Trl, Dakota Dunes, SD 57049

Property Summary

Property Type	Single Family Home
Details	5 bd · 2,370 sqft · built 2018
Lot Size	0.574 acres (25,003 sqft)
Owner	2 Company Names on Record
Last Sale	$85,000 (Jan 2018)
Tax Bill	$13,622 (2026)
Deeds & Mortgages	Feb 2018 Mortgage Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`23.GC.22.1011`

Property Details

APN / Parcel Number

Primary APN	`23.GC.22.1011`

Interior

Bedrooms	5 Beds
Stories	1 Story
Building Area	2,370 sqft Living Area
Basement Area	930 sqft
Finished Basement	930 sqft
Flooring	Stone
Interior Walls	Stone
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Stone
Roof Material	Wood Shingle
Lot Area	25,003 sqft (0.574 acres)
Garage Type	Attached
Garage Area	1,488 sqft
Parking Spaces	5 Parking Spaces
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	855 E SAWGRASS TRL
City	NORTH SIOUX CITY
State	SD
Zip	57049-5198
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 DAK DUNES GOLF COURSE 22ND ADD (.574A)
Legal Subdivision	DAK DUNES GOLF COURSE 22ND ADD
Legal Lot Number	11
Legal Unit	1
Jurisdiction	UNION SD
Township / Civil Division	BIG SIOUX
Census Block Group	2
Census Block	2017
Census Tract	20301

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	855 E SAWGRASS TRL, NORTH SIOUX CITY, SD 57049-5198
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK
Oct 30, 2018	Deed of Trust, Mortgage · ARM LIBERTY NATIONAL BANK
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK
May 26, 2023	Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK
May 28, 2019	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2018 · Amount on Record
Deed Sale	Jan 18, 2018 · Amount on Record
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	855 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5198
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00172/0084
Date	Feb 5, 2018
Book Page	172/0084
Instrument	180488

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	SIOUX CITY, IA 51106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Feb 1, 2019

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	855 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5198
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00172/0840
Date	Oct 30, 2018
Book Page	172/0840
Instrument	184652

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	SIOUX CITY, IA 51106

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Nov 1, 2021
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	7.25%
Index	Prime Rate
Max Rate	13.2%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	855 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5198
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000176/127
Date	Feb 19, 2020
Book Page	176/127
Instrument	200770

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	SIOUX CITY, IA 51106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION SD
Property Address	855 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5198
Transaction Type	Mortgage
Record Updated	Jan 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000182/259
Date	May 26, 2023
Book Page	182/259
Instrument	231195

Lender

Name	LIBERTY NATIONAL BANK
Type	Bank
Address	NORTH SIOUX CITY, SD 57049

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UNION SD
Recording Date	May 28, 2019
Property Address	855 E SAWGRASS TRL, DAKOTA DUNES, SD 57049-5198
Document Number	00109/0321
Book / Page	109 / 0321
Instrument Date	Apr 8, 2019
Instrument	192067
Transaction Type	Transfer
Record Updated	Jan 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	855 E SAWGRASS TRL, NORTH SIOUX CITY, SD 57049-5198

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

Type	Name
State	South Dakota
County	Union County
County Subdivision	Big Sioux Township
Unified School District	Dakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$13,622.00	$863,801 (-) Land $106,250 Building $757,551
2025	$13,622.00 (+12.85%)	$863,801 (+11.56%) Land $106,250 Building $757,551
2024	$12,071.00 (-0.63%)
2023	$12,147.00 (+11.74%)	$774,316 Land $106,250 Building $668,066
2022	$10,871.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 124 policies
Nearby Flood Policies	124 in force
Nearby Flood Claims	33 (2011–2024)
Claims Outside the SFHA	25 of 33
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 2 claims Flooding, Jul 2011 · 26 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 56% of South Dakota
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAKOTA DUNES CID serves 3,700 people · EPA ID SD4602093
Water Source	Purchased groundwater influenced by surface water from SIOUX CITY WATER SUPPLY
Last State Inspection	Apr 2024
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable	1,500 / 50
ImOn Communications Fiber	1,000 / 1,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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