858 Bryants Ford Rd, Fork Union, VA 23055 Property Records

Fluvanna County property record for 858 Bryants Ford Rd, Fork Union, VA 23055

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,960 sqft · built 1995
Lot Size	4.64 acres (202,293 sqft)
Owner	Individual Name on Record
Last Sale	$485,000 (Apr 2024)
Tax Bill	$3,278 (2025)
Deeds & Mortgages	Aug 2007 Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`53 15 3`

Property Details

APN / Parcel Number

Primary APN	`53 15 3`
Alternative APN	`13560`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,960 sqft Living Area
Gross Area	4,968 sqft
1st Floor Area	2,560 sqft
Basement Area	1,680 sqft
Finished Basement	1,680 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2004
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Hip
Roof Material	Tin
Lot Area	202,293 sqft (4.64 acres)
Terrain	Rolling

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Porch
Porch Area	184 sqft
Deck Area	144 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13560
Street Address	858 BRYANTS FORD RD
City	FORK UNION
State	VA
Zip	23055-2122
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 240000779 AC 4.644 ROLLING WOOD ACRES
Legal Subdivision	ROLLING WOOD ACRES
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	3
Census Block	3045
Census Tract	20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	858 BRYANTS FORD RD, FORK UNION, VA 23055-2122
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2007	Deed of Trust, Mortgage · ARM URBAN TRUST BANK
Apr 5, 2024	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2024 · Amount on Record
Deed Sale	Apr 5, 2024 · Amount on Record
Prior Sale	Sep 16, 2005 · Amount on Record
Deed Document Number	2024779
Prior Transfer Date	Jan 21, 2016
Prior Transfer Doc	0000000209
Record Updated	Sep 20, 2026

August 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	858 BRYANTS FORD RD, FORK UNION, VA 23055-2122
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000740/819
Date	Aug 22, 2007
Book Page	740/819
Instrument	4702

Lender

Name	URBAN TRUST BANK
Type	Bank
Address	VIENNA, VA 22182

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Sep 1, 2012
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	11.8%
Index	1-Year T-Bill
Max Rate	11.8%

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 5, 2024
Property Address	858 BRYANTS FORD RD, FORK UNION, VA 23055-2122
Document Number	0240000779
Map Reference	DB 259 PG 502
Instrument Date	Mar 27, 2024
Instrument	240000779
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	SAGE TITLE GORUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$485.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	858 BRYANTS FORD RD, FORK UNION, VA 23055-2122

Mortgage

Document Number	0240000780
Date	Apr 5, 2024
Instrument	240000780

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$434,300 (-) Land $46,900 Building $387,400	$434,300 (-) Land $46,900 Building $387,400
2025	$3,278.00 (+0.64%)	$434,300 (+17.7%) Land $46,900 Building $387,400	$434,300 (+17.7%) Land $46,900 Building $387,400
2024	$3,257.00 (+4.59%)
2023		$369,000 Land $46,900 Building $322,100	$369,000 Land $46,900 Building $322,100
2022	$3,114.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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