778 Bryants Ford Rd, Fork Union, VA 23055 Property Records

Fluvanna County property record for 778 Bryants Ford Rd, Fork Union, VA 23055

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,800 sqft · built 2024
Lot Size	4.28 acres (186,524 sqft)
Owner	Individual Name on Record
Last Sale	$379,700 (Apr 2024)
Tax Bill	$2,065 (2025)
Deeds & Mortgages	Nov 2017 Mortgage Oct 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`53 15 1`

Property Details

APN / Parcel Number

Primary APN	`53 15 1`
Alternative APN	`13558`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,800 sqft Living Area
Gross Area	2,050 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	186,524 sqft (4.28 acres)

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	13558
Street Address	778 BRYANTS FORD RD
City	FORK UNION
State	VA
Zip	23055-2125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 240000738 AC 4.282 ROLLING WOOD ACRES
Legal Subdivision	ROLLING WOOD ACRES
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	3
Census Block	3045
Census Tract	20200

Owner

Source: Fluvanna County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	778 BRYANTS FORD RD, FORK UNION, VA 23055-2125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2017	Deed of Trust, Mortgage · Conventional Mortgage VANDERBILT MTG & FINANCE INC
Oct 3, 2024	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Apr 1, 2024	Bargain and Sale Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Oct 24, 2022	Bargain and Sale Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU
Mar 21, 2017	Deed, Transfer · Conventional Mortgage COLONIAL FARM CREDIT ACA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2024 · Amount on Record
Deed Sale	Apr 1, 2024 · Amount on Record
Prior Sale	Oct 24, 2022 · Amount on Record
Deed Document Number	2024738
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	778 BRYANTS FORD RD, FORK UNION, VA 23055-2125
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001703691
Date	Nov 16, 2017
Instrument	1703691

Lender

Name	VANDERBILT MTG & FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Jan 1, 2048

Interest

Rate Type	Fixed Rate

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	778 BRYANTS FORD RD, FORK UNION, VA 23055-2125
Transaction Type	Mortgage
Record Updated	Jan 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240002579
Date	Oct 3, 2024
Instrument	240002579

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

April 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Apr 1, 2024
Property Address	778 BRYANTS FORD RD, FORK UNION, VA 23055-2125
Document Number	0240000738
Map Reference	DB 259 PG 502
Instrument Date	Mar 19, 2024
Instrument	240000738
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	778 BRYANTS FORD RD, FORK UNION, VA 23055-2125

Mortgage

Document Number	0240000739
Date	Apr 1, 2024
Instrument	240000739

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

Mortgage

Document Number	0240000740
Date	Apr 1, 2024
Instrument	240000740

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2054

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	FLUVANNA VA
Recording Date	Oct 24, 2022
Property Address	778 BRYANTS FORD RD, FORK UNION, VA 23055-2125
Document Number	0220003778
Map Reference	DB 259 PG 502
Instrument Date	Oct 20, 2022
Instrument	220003778
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSU

Transaction

Amount	Amount Recorded
Tax	$55.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5000 CLAYTON RD, MARYVILLE, TN 37804-5550
Investor	Possibly a Property Investor

March 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 21, 2017
Property Address	778 BRYANTS FORD RD, FORK UNION, VA 23055-2125
Document Number	0001700874
Map Reference	PB 259 PG 502
Instrument Date	Mar 2, 2017
Instrument	1700874
Transaction Type	Transfer
Record Updated	Jan 19, 2026
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 GALAHAD DR, NEWPORT NEWS, VA 23608-1808

Mortgage

Document Number	0001700875
Date	Mar 21, 2017
Instrument	1700875

Lender

Name	COLONIAL FARM CREDIT ACA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$273,600 (-) Land $41,800 Building $231,800	$273,600 (-) Land $41,800 Building $231,800
2025	$2,065.00 (+0.63%)	$273,600 (+554.55%) Land $41,800 Building $231,800	$273,600 (+554.55%) Land $41,800 Building $231,800
2024	$2,052.00 (+482.95%)
2023		$41,800 Land $41,800	$41,800 Land $41,800
2022	$352.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

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