85763 Denham Rd, Willow River, MN 55795 Property Records

Pine County property record for 85763 Denham Rd, Willow River, MN 55795

Property Summary

Property Type	Rural Home
Details	5 bd · 2 ba · 2,240 sqft · built 1998
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Last Sale	$341,000 (Sep 2020)
Tax Bill	$3,986 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04.0235.002`

Property Details

APN / Parcel Number

Primary APN	`04.0235.002`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,240 sqft Living Area
Basement Area	1,664 sqft
Finished Basement	1,664 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	1,742,400 sqft (40 acres)
Garage Area	2,960 sqft
Parking Spaces	11 Parking Spaces
Deck Area	24 sqft

Utilities, Heating & Cooling

Heating Fuel	Geothermal

Location & Zoning

Street Address	85763 DENHAM RD
City	WILLOW RIVER
State	MN
Zip	55795-3253
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	SECT-26 TWP-045 RANGE-021 40.00 AC SOUTHEAST 1/4 OF NORTHWEST 1/4 MICRO #375288,551490,555582 NORTHWEST 1/4 MICRO
Legal Range	021
Legal Township	045
Legal Section	26
Jurisdiction	PINE MN
Township / Civil Division	BIRCH CREEK
Census Block Group	1
Census Block	1018
Census Tract	950200

Owner

Source: Pine County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	85763 DENHAM RD, WILLOW RIVER, MN 55795-3253
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Sep 14, 2020	Warranty Deed, Transfer · FHA Mortgage LEND SMART MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	2020555582
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINE MN
Property Address	85763 DENHAM RD, WILLOW RIVER, MN 55795-3253
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000563252
Date	Jul 28, 2021
Instrument	563252

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINE MN
Recording Date	Sep 14, 2020
Property Address	85763 DENHAM RD, WILLOW RIVER, MN 55795-3253
Document Number	0000555582
Instrument Date	Aug 6, 2020
Instrument	555582
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,125.30
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85763 DENHAM RD, WILLOW RIVER, MN 55795-3253

Mortgage

Document Number	0000555583
Date	Sep 14, 2020
Instrument	555583

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Pine County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Pine County
County Subdivision	Birch Creek Township
Unified School District	Willow River Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$560,900 (+28.5%) Land $129,700 Building $431,200	$560,900 (+28.5%) Land $129,700 Building $431,200
2025	$3,986.00 (+14.34%)
2023	$3,486.00 Homeowner's exemption	$436,500 Land $117,200 Building $319,300	$436,500 Land $117,200 Building $319,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1997–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

4G LTE (outdoors only), no 5G reported

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