8573 Bowden Way, Windermere, FL 34786 Property Records

Orange County property record for 8573 Bowden Way, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,613 sqft · built 2004
Lot Size	0.271 acres (11,792 sqft)
Owner	2 Company Names on Record
Last Sale	$364,000 (Jan 2010)
Tax Bill	$7,046 (2025)
Deeds & Mortgages	Aug 2022 Transfer Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-23-28-4074-02-420`

Property Details

APN / Parcel Number

Primary APN	`29-23-28-4074-02-420`
Alternative APNs	`282329407402420` `294150` `299000` `303165`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	2,613 sqft Living Area
Gross Area	4,168 sqft
1st Floor Area	1,497 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,792 sqft (0.271 acres)
Garage Type	Attached
Garage Area	902 sqft
Parking Spaces	4 Parking Spaces
Porch	Finished/Open Porch
Porch Area	456 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8573 BOWDEN WAY
City	WINDERMERE
State	FL
Zip	34786-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	KEENES POINTE UNIT 1 39/74 LOT 242
Legal Range	28E
Legal Township	23S
Legal Section	29
Legal Subdivision	KEENES POINTE UT 1
Legal Tract	4074
Legal Block	2
Legal Lot Number	242
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2012
Census Tract	17108

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	8573 BOWDEN WAY, WINDERMERE, FL 34786-5309
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Apr 1, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 27, 2010 · Amount on Record
Deed Sale	Jan 27, 2010 · Amount on Record
Prior Sale	Oct 29, 2009
Deed Document Number	201052905
Deed Book / Page	9993 / 6860
Prior Transfer Date	Oct 23, 2009
Prior Transfer Doc	0000639588
Record Updated	Oct 29, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE FL
Recording Date	Aug 29, 2022
Property Address	8573 BOWDEN WAY, WINDERMERE, FL 34786-5309
Document Number	0000525622
Map Reference	MB 39 PG 74-89
Instrument Date	Jun 9, 2022
Instrument	20220525622
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8573 BOWDEN WAY, 8573, WINDERMERE, FL 34786-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	8573 BOWDEN WAY, WINDERMERE, FL 34786-5309

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8573 BOWDEN WAY, WINDERMERE, FL 34786-5309
Transaction Type	Mortgage
Record Updated	Apr 23, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8573 BOWDEN WAY, WINDERMERE, FL 34786-5309

Mortgage

Document Number	20210185401
Date	Apr 1, 2021
Instrument	20210185401

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	293 Months
Due	Sep 1, 2045

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$464,525 (+2.7%)	$858,860 (-1.26%) Land $230,000 Building $628,860
2025	$7,046.00 (+4.34%) Homeowner's exemption	$452,313 (+5.99%)	$869,850 (+15.86%) Land $230,000 Building $639,850
2024	$6,753.00 (+7.31%)
2023	$6,293.00 (+3.4%) Homeowner's exemption	$426,763 (+3%)	$750,768 (+31.38%) Land $230,000 Building $520,768
2022	$6,086.00 Homeowner's exemption	$414,333	$571,465 Land $130,000 Building $441,465

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	6 (2016–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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