8555 Bowden Way, Windermere, FL 34786 Property Records

Orange County property record for 8555 Bowden Way, Windermere, FL 34786

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,490 sqft · built 2004
Lot Size	0.257 acres (11,211 sqft)
Owner	Company Name on File
Last Sale	$1,100,000 (Aug 2025)
Tax Bill	$12,616 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`29-23-28-4074-02-450`

Property Details

APN / Parcel Number

Primary APN	`29-23-28-4074-02-450`
Alternative APNs	`282329407402450` `294154` `299003` `303168`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,490 sqft Living Area
Gross Area	3,652 sqft
1st Floor Area	1,425 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,211 sqft (0.257 acres)
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces
Porch	Florida Room
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	8555 BOWDEN WAY
City	WINDERMERE
State	FL
Zip	34786-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-D
Legal Description	KEENES POINTE UNIT 1 39/74 LOT 245
Legal Range	28E
Legal Township	23S
Legal Section	29
Legal Subdivision	KEENES POINTE UT 1
Legal Tract	4074
Legal Block	2
Legal Lot Number	245
Legal Unit	1
Jurisdiction	ORANGE FL
Township / Civil Division	SOUTHWEST ORANGE
Census Block Group	2
Census Block	2012
Census Tract	17108

Owner

8555 Bowden Way is owned by a company that bought it in August 2025.

Source: Orange County records, as of April 30, 2026

Owner of Record	Company Name on File
Mailing Address	3000 LOOPDALE LN, KISSIMMEE, FL 34741-7659
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Warranty Deed, Transfer · Conventional Mortgage CITY NATIONAL BANK OF FLORIDA
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 24, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2025 · Amount on File
Deed Sale	Aug 7, 2025 · Amount on File
Prior Sale	Oct 7, 2021 · Amount on File
Deed Document Number	2025458454
Prior Transfer Date	Mar 19, 2008
Prior Transfer Doc	0000218590
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 7, 2021
Property Address	8555 BOWDEN WAY, WINDERMERE, FL 34786-5309
Document Number	20210610944
Map Reference	MB 39 PG 74-89
Instrument Date	Oct 1, 2021
Instrument	20210610944
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,865.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8555 BOWDEN WAY, 8555, WINDERMERE, FL 34786-5309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8555 BOWDEN WAY, WINDERMERE, FL 34786-5309

Mortgage

Document Number	20210610945
Date	Oct 7, 2021
Instrument	20210610945

Lender

Name	CITY NATIONAL BANK OF FLORIDA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	8555 BOWDEN WAY, WINDERMERE, FL 34786-5309
Document Number	0000426035
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8555 BOWDEN WAY WINDERMERE FL 347865309, WINDERMERE, FL 34786-5309

Mortgage

Document Number	0000426035
Date	Aug 12, 2020
Instrument	426035

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 11, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 24, 2019
Property Address	8555 BOWDEN WAY, WINDERMERE, FL 34786-5309
Document Number	0000666977
Instrument Date	Oct 18, 2019
Instrument	666977
Transaction Type	Transfer
Record Updated	Nov 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$3,605.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8555 BOWDEN WAY #1 WINDERMERE FL 347865309, 1, WINDERMERE, FL 34786-5309

Tax Assessment & Valuation

The 2025 property tax bill for 8555 Bowden Way was $12,616, up 7.6% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$815,810 (+14.7%) Land $230,000 Building $585,810	$815,810 (-1.22%) Land $230,000 Building $585,810
2025	$12,616.00 (+7.56%)	$711,273	$825,920 Land $230,000 Building $595,920
2024	$11,729.00 (+14.98%)
2023	$10,201.00 (+25.13%)	$711,578 (+40.19%) Land $230,000 Building $481,578	$711,578 (+40.19%) Land $230,000 Building $481,578
2022	$8,152.00	$507,572 Land $130,000 Building $377,572	$507,572 Land $130,000 Building $377,572

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8555 Bowden Way in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 66 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	6 (2016–2022)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8555 Bowden Way is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink.

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