857 Truman Cir, Lancaster, TX 75146 Property Records

Dallas County property record for 857 Truman Cir, Lancaster, TX 75146

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,000 sqft · built 1966
Lot Size	3.73 acres (162,479 sqft)
Owner	Company Name on File
Last Sale	$208,800 (Sep 2019)
Tax Bill	$4,382 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`65-04494-761-006-0200`

Property Details

APN / Parcel Number

Primary APN	`65-04494-761-006-0200`
Alternative APN	`650449476100602`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,000 sqft Living Area
1st Floor Area	2,000 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Brick Veneer
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	162,479 sqft
Garage Type	Attached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	650449476100602
Street Address	857 TRUMAN CIR
City	LANCASTER
State	TX
Zip	75146-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	Z04
Legal Description	ARTHUR ELDRIDGE ABST 449 PG 476 TR 6.2 ACS 3.73 VOL2004198/02579 DD10082004 CO-DC 0449476100602 4CN04494761
Legal Subdivision	ARTHUR ELDRIDGE
Legal Tract	6
Jurisdiction	DALLAS TX
Township / Civil Division	SOUTHWEST DALLAS
Census Block Group	1
Census Block	1015
Census Tract	16802

Owner

Source: Dallas County records, as of August 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	857 TRUMAN CIR, LANCASTER, TX 75146-9732
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE SOLUTIONS/CO
Sep 11, 2019	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE SOLUTIONS/CO
Aug 28, 2018	Deed of Trust, Mortgage EMBRACE HM LOANS
Jan 25, 2018	Deed of Trust, Mortgage · VA Mortgage SMI LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2019 · Amount on File
Deed Sale	Sep 11, 2019 · Amount on File
Prior Sale	Oct 12, 2004 · Amount on File
Deed Document Number	2019242477
Prior Transfer Date	Oct 8, 2004
Prior Transfer Doc	2004002579
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	857 TRUMAN CIR, LANCASTER, TX 75146-9732
Document Number	0000172877
Instrument Date	Jun 26, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	SUPERIOR ABSTRACT COMPANY, SUPERIOR ABSTRACT CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	857 TRUMAN CIR LANCASTER TX 751469732, LANCASTER, TX 75146-9732

Mortgage

Document Number	0000172877
Date	Jul 9, 2020
Instrument	172877

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2050

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DALLAS TX
Recording Date	Sep 11, 2019
Property Address	857 TRUMAN CIR, LANCASTER, TX 75146-9732
Document Number	0000242477
Instrument Date	Sep 6, 2019
Instrument	242477
Transaction Type	Transfer
Record Updated	Oct 2, 2019
Title Company	SUPERIOR TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	857 TRUMAN CIR LANCASTER TX 751469732, LANCASTER, TX 75146-9732

Mortgage

Document Number	242478
Date	Sep 11, 2019
Instrument	242478

Lender

Name	MORTGAGE SOLUTIONS/CO
Type	Mortgage Company
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	857 TRUMAN CIR, LANCASTER, TX 75146-9732
Document Number	0000250002
Instrument Date	Aug 28, 2018
Transaction Type	Mortgage
Record Updated	Oct 3, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	857 TRUMAN CIR LANCASTER TX 751469732, LANCASTER, TX 75146-9732

Mortgage

Document Number	0000250002
Date	Sep 17, 2018
Instrument	250002

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 16, 2048

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS TX
Property Address	857 TRUMAN CIR, LANCASTER, TX 75146-9732
Document Number	0000027258
Instrument Date	Jan 25, 2018
Transaction Type	Mortgage
Record Updated	Feb 16, 2018
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	857 TRUMAN CIR LANCASTER TX 751469732, LANCASTER, TX 75146-9732

Mortgage

Document Number	0000027258
Date	Jan 31, 2018
Instrument	27258

Lender

Name	SMI LNDG
Address	DALLAS, TX 75244

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 30, 2048

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of August 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Dallas County
Municipality	Lancaster City
Unified School District	Lancaster Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$481,540 (-) Land $335,700 Building $145,840	$481,540 (-) Land $335,700 Building $145,840
2025	$4,382.00 Homeowner's exemption Disabled Person's exemption	$481,540 (+210.89%) Land $335,700 Building $145,840	$481,540 (+210.89%) Land $335,700 Building $145,840
2023	Homeowner's exemption Disabled Person's exemption Veteran's exemption	$154,890 Land $67,140 Building $87,750	$154,890 Land $67,140 Building $87,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	121 (1979–2022)
Claims Outside the SFHA	31 of 121
Most Recent Claim	Aug 2022 · river or lake flooding
Claims by Event	Severe Thunderstorms, Dec 1991 · 2 claims Severe Storms, Tornadoes & Flooding, May 1990 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 75% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LANCASTER serves 40,449 people · EPA ID TX0570013
Water Source	Purchased surface water from DALLAS WATER UTILITY
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Nextlink.

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