San Luis Obispo County property record for 857 Main St, Morro Bay, CA 93442
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 1,778 sqft · built 1940 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on File |
| Last Sale | $180,500 (Jan 2001) |
| Tax Bill | $2,997 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 066-056-005 |
| Primary APN | 066-056-005 |
|---|
| Total Rooms | 3 Rooms |
|---|---|
| Stories | 1 Story |
| Building Area | 1,778 sqft Gross Area |
| 1st Floor Area | 1,778 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Wood |
| Fire Resistance | Wood or Wood & Steel Frame |
| Lot Area | 3,920 sqft (0.09 acres) |
| Sewer | Connected |
|---|
| Street Address | 857 MAIN ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-2117 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Local Zoning Code | CR |
| Legal Description | CY MB TN MORRO BL 33 PTN LT 2 |
| Legal Subdivision | MORRO |
| Legal Block | 33 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 10603 |
857 Main St, a commercial property, is owned by a company that bought it in January 2001.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 713 E WOOD DUCK CIR, FRESNO, CA 93730-0806 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 5, 2001 · Amount on File |
| Deed Sale | Jan 5, 2001 · Amount on File |
| Deed Document Number | 2001704 |
| Prior Transfer Date | Jun 4, 1997 |
| Prior Transfer Doc | 0000031463 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 857 Main St was $2,997.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $277,398 (+2%) Land $161,370 Building $116,028 | |
| 2025 | $2,997.00 | $271,959 Land $158,206 Building $113,753 |
| 2023 | $2,893.00 (+6.67%) | $261,400 Land $152,063 Building $109,337 |
| 2022 | $2,712.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 857 Main St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 15 (1982–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Mar 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 857 Main St is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORRO BAY PW DEPT - WATER DIVISION serves 10,757 people · EPA ID CA4010011 |
|---|---|
| Water Source | Purchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Fiber | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Ranch Wifi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Peak WiFi, Verizon.
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