787 Main St, Morro Bay, CA 93442 Property Records

San Luis Obispo County property record for 787 Main St, Morro Bay, CA 93442

Property Summary

Property TypeRetail Stores (Personal Services, Photography, Travel)
Details1,400 sqft · built 1920
Lot Size0.233 acres (10,167 sqft)
OwnerCompany Name on Record
Last Sale$668,500 (Jul 2019)
Tax Bill$8,052 (2025)
Flood ZoneZone X (minimal risk)
APN066-114-006

Property Details

APN / Parcel Number

Primary APN066-114-006

Interior

Building Area1,400 sqft Total Area

Exterior

Year BuiltBuilt 1920
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area10,167 sqft (0.233 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address787 MAIN ST
CityMORRO BAY
StateCA
Zip93442-2115
Property CategoryCommercial
Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning CodeC1
Legal DescriptionCY MB PM81/41-42 PAR 1
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1003
Census Tract10602

Owner

Source: San Luis Obispo County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address787 MAIN ST & 280 MORRO BAY BLVD, MORRO BAY, CA 93442
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2019 · Amount on Record
Deed SaleJul 2, 2019 · Amount on Record
Deed Document Number2019025766
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityMorro Bay City
Unified School DistrictSan Luis Coastal Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$8,052.00 (+3.6%)$730,549 (+4.04%) Land $546,820 Building $183,729
2023$7,772.00 (+6.68%)$702,184 Land $525,588 Building $176,596
2022$7,285.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMORRO BAY PW DEPT - WATER DIVISION
serves 10,757 people · EPA ID CA4010011
Water SourcePurchased surface water from CHORRO VALLEY PIPELINE - SLO COUNTY
Last State InspectionDec 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Ranch Wifi
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Peak WiFi, Verizon.

Nearby Properties on Main St

Nearby Streets

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