857 E 98th Ave, Unit 1707, Thornton (Denver), CO 80229 Property Records

Adams County property record for 857 E 98th Ave, Unit 1707, Thornton, CO 80229

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,622 sqft · built 2018
Lot Size	0.038 acres (1,694 sqft)
Owner	Individual Name on File
Last Sale	$343,414 (Sep 2020)
Tax Bill	$1,155 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Jan 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R0193322`

Property Details

APN / Parcel Number

Primary APN	`R0193322`
Alternative APN	`0171914315109`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,622 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,694 sqft (0.038 acres)
Porch	Porch

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	R0193322
Street Address	857 E 98TH AVE UNIT 1707, 1707
City	THORNTON
State	CO
Zip	80229-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAMBERTSON LAKES 5TH AMND LOT 12A
Legal Subdivision	LAMBERTSON LAKES
Legal Lot Number	12A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2005
Census Tract	9204

Owner

857 E 98th Ave, Unit 1707 is owned and occupied by an individual who bought it in September 2020.

Source: Adams County records, as of February 9, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	857 E 98TH AVE UNIT 1707, 1707, THORNTON, CO 80229-2438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2020	Special Warranty Deed, Transfer · Conventional Mortgage THE HOME LOAN EXPERT LLC
Jan 2, 2020	Grant Deed, Mortgage · Line of Credit MOUNTAIN W REIT LLC
Aug 30, 2018	Grant Deed, Construction Loan · Line of Credit MOUNTAIN W DEBT FUND
Sep 12, 2018	Grant Deed, Construction Loan · Line of Credit MOUNTAIN W DEBT FUND
Jan 23, 2018	Grant Deed, Transfer ACCRUIT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on File
Deed Sale	Sep 1, 2020 · Amount on File
Deed Document Number	2020000086468
Record Updated	Jun 8, 2026

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 1, 2020
Property Address	857 E 98TH AVE UNIT 1707, 1707, THORNTON, CO 80229-2438
Document Number	0000086468
Instrument Date	Aug 26, 2020
Instrument	2020000086468
Transaction Type	Transfer
Record Updated	Jan 27, 2022
Title Company	LAND TITLE GUARANTEE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.34
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	857 E 98TH AVE UNIT 1707, 1707, THORNTON, CO 80229-2438

Mortgage

Document Number	0000086469
Date	Sep 1, 2020
Instrument	2020000086469

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

January 2020: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 2, 2020
Property Address	857 E 98TH AVE UNIT 1707, 1707, THORNTON, CO 80229-2438
Instrument Date	Jan 2, 2020
Instrument	334
Transaction Type	Mortgage
Record Updated	Jan 16, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	600 N GRANT ST #404 DENVER CO 802033526, 404, DENVER, CO 80203-3526

Mortgage

Document Number	0000000334
Date	Jan 2, 2020
Instrument	334

Lender

Name	MOUNTAIN W REIT LLC
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3443

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Aug 30, 2018
Property Address	857 E 98TH AVE UNIT 1707, 1707, THORNTON, CO 80229-2438
Instrument Date	Aug 24, 2018
Instrument	70672
Transaction Type	Construction Loan
Record Updated	Sep 11, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	857 E 98TH AVE #1707 THORNTON CO 80229, 1707, THORNTON, CO 80229

Mortgage

Document Number	0000070672
Date	Aug 30, 2018
Instrument	70672

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3435

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

September 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 12, 2018
Property Address	857 E 98TH AVE UNIT 1707, 1707, THORNTON, CO 80229-2438
Instrument Date	Aug 24, 2018
Instrument	74374
Transaction Type	Construction Loan
Record Updated	Sep 21, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944

Mortgage

Document Number	0000074374
Date	Sep 12, 2018
Instrument	74374

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3435

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Jan 23, 2018
Property Address	857 E 98TH AVE UNIT 1707, 1707, THORNTON, CO 80229-2438
Document Number	0000006885
Instrument Date	Jan 19, 2018
Instrument	6885
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$142.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944

Mortgage

Document Number	6887
Date	Jan 23, 2018
Instrument	6887

Lender

Name	ACCRUIT LLC
Address	1331 17TH ST # 1250, DENVER, CO 80202-1556

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 857 E 98th Ave, Unit 1707 was $1,155.

Source: Adams County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,155.00	$27,250 Land $5,310 Building $21,940	$436,000 Land $85,000 Building $351,000
2023	$4,537.00 (+18.06%)	$30,110 (+19.2%) Land $4,400 Building $25,710	$445,000 (+22.43%) Land $65,000 Building $380,000
2022	$3,843.00	$25,260 Land $4,860 Building $20,400	$363,461 Land $70,000 Building $293,461

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 857 E 98th Ave, Unit 1707 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 857 E 98th Ave, Unit 1707 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, LiveWireNet, Verizon.

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