857 E 98th Ave, Unit 1705, Thornton (Denver), CO 80229 Property Records

Adams County property record for 857 E 98th Ave, Unit 1705, Thornton, CO 80229

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,651 sqft · built 2018
Lot Size	0.039 acres (1,694 sqft)
Owner	Individual Name on File
Last Sale	$422,000 (Nov 2021)
Tax Bill	$3,351 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1719-14-3-15-111`

Property Details

APN / Parcel Number

Primary APN	`1719-14-3-15-111`
Alternative APNs	`0171914315111` `R0193324`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,651 sqft Living Area
Gross Area	1,713 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,694 sqft (0.039 acres)
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0193324
Street Address	857 E 98TH AVE, 1705
City	THORNTON
State	CO
Zip	80229-2438
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LAMBERTSON LAKES 5TH AMND LOT 10A
Legal Range	68W
Legal Township	02S
Legal Section	14
Legal Quarter	3
Legal Subdivision	LAMBERTSON LAKES
Legal Lot Number	10A
Jurisdiction	ADAMS CO
Township / Civil Division	WEST ADAMS
Census Block Group	2
Census Block	2005
Census Tract	9204

Owner

857 E 98th Ave, Unit 1705 is owned and occupied by an individual who bought it in November 2021.

Source: Adams County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	857 E 98TH AVE, 1705, THORNTON, CO 80229-2438
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HOME LOAN EXPERT LLC
Nov 30, 2021	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jul 9, 2019	Grant Deed, Transfer · Conventional Mortgage HOME LOAN EXPERT LLC
Sep 12, 2018	Grant Deed, Construction Loan · Line of Credit MOUNTAIN W DEBT FUND
Aug 30, 2018	Grant Deed, Construction Loan · Line of Credit MOUNTAIN W DEBT FUND

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2021 · Amount on File
Deed Sale	Nov 30, 2021 · Amount on File
Prior Sale	Jul 9, 2019 · Amount on File
Deed Document Number	2021139827
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	857 E 98TH AVE UNIT 1705, 1705, THORNTON, CO 80229-2438
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000084109
Date	Aug 26, 2020
Instrument	2020000084109

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	356 Months
Due	Apr 1, 2050

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	857 E 98TH AVE UNIT 1705, 1705, THORNTON, CO 80229-2438
Transaction Type	Mortgage
Record Updated	Dec 7, 2021
Title Company	ASCENDANT TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000080467
Date	Jul 7, 2021
Instrument	2021000080467

Lender

Name	THE HOME LOAN EXPERT LLC
Type	Mortgage Company
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Nov 30, 2021
Property Address	857 E 98TH AVE UNIT 1705, 1705, THORNTON, CO 80229-2438
Document Number	0000139827
Instrument Date	Nov 30, 2021
Instrument	2021000139827
Transaction Type	Transfer
Record Updated	Dec 7, 2021
Title Company	8Z TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	857 E 98TH AVE UNIT 1705, 1705, THORNTON, CO 80229-2438

Mortgage

Document Number	0000139828
Date	Nov 30, 2021
Instrument	2021000139828

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Jul 9, 2019
Property Address	857 E 98TH AVE UNIT 1705, 1705, THORNTON, CO 80229-2438
Document Number	0000053457
Instrument Date	Jul 8, 2019
Instrument	53457
Transaction Type	Transfer
Record Updated	Jul 19, 2019
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.23
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	857 E 98TH AVE #1705 THORNTON CO 802292438, 1705, THORNTON, CO 80229-2438

Mortgage

Document Number	53458
Date	Jul 9, 2019
Instrument	53458

Lender

Name	HOME LOAN EXPERT LLC
Address	SAINT LOUIS, MO 63144

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 8, 2049

September 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Sep 12, 2018
Property Address	857 E 98TH AVE UNIT 1705, 1705, THORNTON, CO 80229-2438
Instrument Date	Aug 24, 2018
Instrument	74374
Transaction Type	Construction Loan
Record Updated	Sep 21, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	800 N GRANT ST #210 DENVER CO 802032944, 210, DENVER, CO 80203-2944

Mortgage

Document Number	0000074374
Date	Sep 12, 2018
Instrument	74374

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3435

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	ADAMS CO
Recording Date	Aug 30, 2018
Property Address	857 E 98TH AVE UNIT 1705, 1705, THORNTON, CO 80229-2438
Instrument Date	Aug 24, 2018
Instrument	70672
Transaction Type	Construction Loan
Record Updated	Sep 11, 2018
Title Company	LAND TITLE GUARANTEE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	857 E 98TH AVE #1705 THORNTON CO 80229, 1705, THORNTON, CO 80229

Mortgage

Document Number	0000070672
Date	Aug 30, 2018
Instrument	70672

Lender

Name	MOUNTAIN W DEBT FUND
Type	Funding / Finance Company
Address	357 W 200 S # 200, SALT LAKE CITY, UT 84101-3435

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 857 E 98th Ave, Unit 1705 was $3,351.

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Thornton City
Unified School District	Adams 12 Five Star Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,351.00	$29,780 Land $5,780 Building $24,000	$438,000 Land $85,000 Building $353,000
2023	$4,557.00 (+17.93%)	$30,240 (+19.06%) Land $4,400 Building $25,840	$447,000 (+22.28%) Land $65,000 Building $382,000
2022	$3,864.00	$25,400 Land $4,860 Building $20,540	$365,564 Land $70,000 Building $295,564

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 857 E 98th Ave, Unit 1705 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 857 E 98th Ave, Unit 1705 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF THORNTON serves 226,465 people · EPA ID CO0101150
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Aerux Broadband, LiveWireNet, Verizon.

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