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8565 Florence Cove Rd, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 8565 Florence Cove Rd, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,274 sqft · built 1993
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on Record
Last Sale$510,000 (Jan 2018)
Tax Bill$6,313 (2025)
Deeds & MortgagesJan 2018 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN011440-0090

Property Details

APN / Parcel Number

Primary APN011440-0090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area2,274 sqft Living Area
Gross Area2,715 sqft
1st Floor Area1,373 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area22,651 sqft (0.52 acres)
Lot Width100 ft Width
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area678 sqft
Deck Area300 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address8565 FLORENCE COVE RD
CitySAINT AUGUSTINE
StateFL
Zip32092-1903
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS3
Legal DescriptionPT OF LOT 5 - 100FT ON RIVER LOT 9 OF PATES UNREC PLAT OR4493/512
Legal Range27E
Legal Township06S
Legal Section09
Legal SubdivisionPATES UNPLATTED
Legal Block1
Legal Lot Number5,9
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1015
Census Tract20908

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8565 FLORENCE COVE RD, SAINT AUGUSTINE, FL 32092-1903
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2018 · Amount on Record
Deed SaleJan 22, 2018 · Amount on Record
Deed Document Number20184697
Deed Book / Page4493 / 512
Record UpdatedOct 29, 2026

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateJan 22, 2018
Property Address8565 FLORENCE COVE RD, SAINT AUGUSTINE, FL 32092-1903
Document Number0044930512
Book / Page004493 / 000512
Instrument DateJan 19, 2018
Instrument4697
Transaction TypeTransfer
Record UpdatedFeb 2, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,570.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3701 DELANEY RD SE SALEM OR 973179407, SALEM, OR 97317-9407

Mortgage

Document Number44930519
DateJan 22, 2018
Book Page004493/000519
Instrument4700
Lender
NameJOEL ROSHAU
Address8585 FLORENCE COVE RD, ST AUGUSTINE, FL 32092-1903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term36 Months
DueJan 21, 2021

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$495,752 (+2.7%)$630,291 (+0.54%) Land $280,000 Building $350,291
2025$6,313.00 (+11.89%) Homeowner's exemption$482,719 (+2.9%)$626,913 (+1.64%) Land $280,000 Building $346,913
2024$5,642.00 (+1.93%) Homeowner's exemption$469,115 (+3%)$616,812 (+0.68%) Land $280,000 Building $336,812
2023$5,535.00 (+2.65%) Homeowner's exemption$455,451 (+3%)$612,665 (+1.6%) Land $280,000 Building $332,665
2022$5,392.00 Homeowner's exemption$442,185$603,031 Land $280,000 Building $323,031

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
CoastalYes
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 121 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies121 in force
Nearby Flood Claims28 (2008–2024)
Claims Outside the SFHA6 of 28
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Irma, Sep 2017 · 15 claims
  • Hurricane Matthew, Oct 2016 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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