856 Spruce St, Lawrence Township, NJ 08648 Property Records

Mercer County and Lawrence Township property record for 856 Spruce St, Lawrence Township, NJ 08648

Property Summary

Property Type	Single Family Home
Details	1,413 sqft · built 1923
Lot Size	0.024 acres (1,054 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Jul 2009)
Tax Bill	$3,684 (2025)
Deeds & Mortgages	Dec 2016 Loan Modification Dec 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00101-0000-00052`

Property Details

APN / Parcel Number

Primary APN	`07-00101-0000-00052`
Alternative APNs	`0700149000000027` `070010100052`

Interior

Stories	2 Stories
Building Area	1,413 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	1,054 sqft (0.024 acres)
Lot Dimensions	105 ft deep x 10 ft wide

Location & Zoning

Old Parcel Number	0700149000000027
Street Address	856 SPRUCE ST
City	LAWRENCE TOWNSHIP
State	NJ
Zip	08648-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Block	101
Legal Lot Number	52
Jurisdiction	MERCER NJ
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1019
Census Tract	3100

Owner

Source: Mercer County and Lawrence Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	856 SPRUCE ST, LAWRENCE TOWNSHIP, NJ 08648-4530
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2016	Loan Modification, Mortgage · FHA Mortgage CARRINGTON MTG SVCS
Dec 16, 2016	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2009 · Amount on Record
Deed Sale	Jul 6, 2009 · Amount on Record
Prior Sale	Apr 21, 2004 · Amount on Record
Deed Document Number	2009520
Deed Book / Page	6005 / 690
Last Transfer Date	Jun 22, 2025
Transfer Doc	0000023135
Record Updated	Sep 20, 2026

December 2016: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERCER NJ
Property Address	856 SPRUCE ST, LAWRENCE TOWNSHIP, NJ 08648-4530
Document Number	0000001269
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Mar 22, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 SPRUCE ST LAWRENCE NJ 086484530, LAWRENCE, NJ 08648-4530

Mortgage

Document Number	0000001269
Date	Jan 10, 2017
Book Page	000703/001464
Instrument	1269

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	856 SPRUCE ST, LAWRENCE TOWNSHIP, NJ 08648-4530
Document Number	0000001665
Instrument Date	Dec 16, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	856 SPRUCE ST LAWRENCE NJ 086484530, LAWRENCE, NJ 08648-4530

Mortgage

Document Number	0000001665
Date	Jan 12, 2017
Book Page	011250/000080
Instrument	1665

Lender

Name	HUD-HOUSING/URBAN DEV

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

Source: Mercer County and Lawrence Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Lawrence Township
Unified School District	Lawrence Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$116,400 (-) Land $40,600 Building $75,800	$116,400 (-) Land $40,600 Building $75,800
2025	$3,684.00 (+2.16%)	$116,400 (-) Land $40,600 Building $75,800	$116,400 (-) Land $40,600 Building $75,800
2024	$3,606.00 (+3.95%)
2023		$116,400 Land $40,600 Building $75,800	$116,400 Land $40,600 Building $75,800
2022	$3,469.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	26 units insured incl. 16 condo units
Nearby Flood Claims	30 (1987–2021)
Claims Outside the SFHA	13 of 30
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,005 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures