844 Spruce St, Lawrence Township, NJ 08648 Property Records

Mercer County and Lawrence Township property record for 844 Spruce St, Lawrence Township, NJ 08648

Property Summary

Property Type	Single Family Home
Details	1,413 sqft · built 1923
Lot Size	0.05 acres (2,161 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Mar 2023)
Tax Bill	$3,285 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00101-0000-00046`

Property Details

APN / Parcel Number

Primary APN	`07-00101-0000-00046`
Alternative APNs	`0700149000000033` `070010100046`

Interior

Stories	2 Stories
Building Area	1,413 sqft Living Area

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1923
Construction Type	Frame
Lot Area	2,161 sqft (0.05 acres)
Lot Dimensions	108 ft deep x 20 ft wide

Location & Zoning

Old Parcel Number	0700149000000033
Street Address	844 SPRUCE ST
City	LAWRENCE TOWNSHIP
State	NJ
Zip	08648-4530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Subdivision	LAWRENCE TOWNSHIP
Legal Block	101
Legal Lot Number	46
Jurisdiction	MERCER NJ
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1019
Census Tract	3100

Owner

844 Spruce St is owned and occupied by two individuals who bought it in March 2023.

Source: Mercer County and Lawrence Township records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	844 SPRUCE ST, LAWRENCE TOWNSHIP, NJ 08648-4530
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Jun 16, 2010 · Amount on File
Deed Document Number	202311220
Deed Book / Page	6518 / 694
Record Updated	Oct 29, 2026

March 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MERCER NJ
Recording Date	Mar 23, 2023
Property Address	844 SPRUCE ST, LAWRENCE TOWNSHIP, NJ 08648-4530
Document Number	0000011220
Book / Page	6518 / 694
Instrument Date	Mar 1, 2023
Instrument	2023011220
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,442.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11169 HARBOUR SPRINGS CIR, BOCA RATON, FL 33428-1246

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	844 SPRUCE ST, LAWRENCE TOWNSHIP, NJ 08648-4530

Mortgage

Document Number	0000011221
Date	Mar 23, 2023
Instrument	2023011221

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 844 Spruce St was $3,285, up 2.2% from the year before.

Source: Mercer County and Lawrence Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Lawrence Township
Unified School District	Lawrence Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$103,800 (-) Land $40,600 Building $63,200	$103,800 (-) Land $40,600 Building $63,200
2025	$3,285.00 (+2.18%)	$103,800 Land $40,600 Building $63,200	$103,800 Land $40,600 Building $63,200
2024	$3,215.00
2023		$92,800 Land $40,600 Building $52,200	$92,800 Land $40,600 Building $52,200
2022	$2,766.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 844 Spruce St in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	26 units insured incl. 16 condo units
Nearby Flood Claims	30 (1987–2021)
Claims Outside the SFHA	13 of 30
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 9 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 844 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRENTON WATER WORKS serves 217,000 people · EPA ID NJ1111001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes not recorded as resolved · Oct 2024 Turbidity resolved · Jul 2021 Haloacetic acids resolved · Jul 2018
Treatment and Procedure	Lead service line replacement currently in violation since May 2020 Corrosion control Jan 2021 Lead public education Jan 2019
Monitoring and Reporting	36 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,005 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: AT&T, Optimum.

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