856 Opal Dr, San Jose, CA 95117 Property Records

Santa Clara County property record for 856 Opal Dr, San Jose, CA 95117 · Last verified December 2025

Property Summary

Property TypeDuplex
Details2,255 sqft · built 1966
Lot Size0.161 acres (7,035 sqft)
OwnerIndividual Name on File
Last Sale$1,610,000 (Oct 2023)
Tax Bill$22,481 (2025)
Deeds & MortgagesDec 2025 Mortgage
Dec 2025 Transfer
+ 2 more
Flood ZoneZone D (undetermined)
APN299-27-040

Property Details

APN / Parcel Number

Primary APN299-27-040

Interior

Units2 Units
Stories1 Story
Building Area2,255 sqft Total Area
FireplaceFireplace
ElevatorElevator

Exterior

Year BuiltBuilt 1966
Architectural StyleSpanish
Construction TypeWood
Lot Area7,035 sqft (0.161 acres)
Lot Dimensions105 ft deep x 67 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Street Address856 OPAL DR
CitySAN JOSE
StateCA
Zip95117-2652
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionTR 4069 LOT 1
Legal Subdivision4069
Legal Tract4069
Legal Lot Number1
JurisdictionSANTA CLARA CA
Township / Civil DivisionSAN JOSE
Census Block Group4
Census Block4005
Census Tract506302

Owner

Source: Santa Clara County records · APN 299-27-040

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address856 OPAL DR, SAN JOSE, CA 95117-2652
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 02, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
STAR ONE CU
Dec 02, 2025Intrafamily Transfer, Transfer
Nov 16, 2023Intrafamily Transfer, Transfer
Oct 30, 2023Grant Deed, Transfer · Conventional Mortgage
STAR ONE CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 30, 2023 · Amount on Record
Deed SaleOct 30, 2023 · Amount on Record
Prior SaleDec 02, 2025
Deed Document Number0025551700
Record UpdatedJun 08, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateDec 02, 2025
Property Address856 OPAL DR, SAN JOSE, CA 95117-2652
Document Number0025912592
Map ReferenceMB 203 PG 37
Instrument DateNov 25, 2025
Instrument25912592
Transaction TypeTransfer
Record UpdatedDec 10, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address856 OPAL DR, SAN JOSE, CA 95117-2652

Mortgage

Document Number0025912593
DateDec 02, 2025
Instrument25912593
Lender
NameSTAR ONE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056
Interest
Rate TypeAdjustable Rate
Rate6.12%
AdjustableAdjustable Rate Rider
Type Change DateJan 01, 2031
Change FrequencyAnnually
Min Rate At Change4.12%
Max Rate At Change8.12%
Index1-Year CMT
Margin3
Max Rate11.1%

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateDec 02, 2025
Property Address856 OPAL DR, SAN JOSE, CA 95117-2652
Document Number0025912591
Map ReferenceMB 203 PG 37
Instrument DateNov 24, 2025
Instrument25912591
Transaction TypeTransfer
Record UpdatedDec 10, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address856 OPAL DR, SAN JOSE, CA 95117-2652

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateNov 16, 2023
Property Address856 OPAL DR, SAN JOSE, CA 95117-2652
Document Number0025559991
Map ReferenceMB 203 PG 37
Instrument DateNov 15, 2023
Instrument25559991
Transaction TypeTransfer
Record UpdatedDec 04, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
AddressPO BOX 21, SARATOGA, CA 95071-0021

October 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateOct 30, 2023
Property Address856 OPAL DR, SAN JOSE, CA 95117-2652
Document Number0025551700
Map ReferenceMB 203 PG 37
Instrument DateOct 20, 2023
Instrument25551700
Transaction TypeTransfer
Record UpdatedNov 09, 2023
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address856 OPAL DR, SAN JOSE, CA 95117-2652

Mortgage

Document Number0025551701
DateOct 30, 2023
Instrument25551701
Lender
NameSTAR ONE CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2053
Interest
Rate TypeAdjustable Rate
Rate7%
Type Change DateNov 01, 2028
Change FrequencyAnnually
Min Rate At Change5%
Max Rate At Change9%
Index1-Year T-Bill
Margin3
Max Rate12%

Tax Assessment & Valuation

Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
MunicipalitySan Jose City
Elementary School DistrictCampbell Union Elementary School District (KG - 08)
Secondary School DistrictCampbell Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$22,481.00 (+78.18%)$1,642,200 (+92.27%) Land $1,326,000 Building $316,200
2023$12,617.00 (+0.85%)$854,096 Land $580,789 Building $273,307
2022$12,511.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone D
Special Flood Hazard AreaNo
Flood HazardUndetermined
not studied
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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