854 Opal Dr, San Jose, CA 95117 Property Records

Santa Clara County property record for 854 Opal Dr, San Jose, CA 95117

Property Summary

Property Type	Multi-Family Dwellings
Details	2,255 sqft · built 1966
Lot Size	0.184 acres (8,030 sqft)
Owner	2 Company Names on Record
Last Sale	$1,450,000 (Nov 2018)
Tax Bill	$21,441 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Nov 2018 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`299-27-041`

Property Details

APN / Parcel Number

Primary APN	`299-27-041`

Interior

Stories	1 Story
Building Area	2,255 sqft Living Area
1st Floor Area	2,255 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Spanish
Construction Type	Wood
Lot Area	8,030 sqft (0.184 acres)
Lot Dimensions	110 ft deep x 73 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	854 OPAL DR
City	SAN JOSE
State	CA
Zip	95117-2652
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R2
Legal Description	LOT 2
Legal Subdivision	TRACT NO 4069
Legal Tract	4069
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	4
Census Block	4005
Census Tract	506302

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1924 SOMERSET CT, LOS ALTOS, CA 94024-7061
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Nov 2, 2018	Grant Deed, Transfer · ARM MUFG UNION BANK NA
Aug 29, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2018 · Amount on Record
Deed Sale	Nov 2, 2018 · Amount on Record
Prior Sale	Nov 7, 2007 · Amount on Record
Deed Document Number	201824055165
Prior Transfer Date	Mar 18, 2003
Prior Transfer Doc	0016897628
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	854 OPAL DR, SAN JOSE, CA 95117-2652
Transaction Type	Mortgage
Record Updated	Oct 28, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1924 SOMERSET CT, LOS ALTOS, CA 94024-7061

Mortgage

Document Number	0025023627
Date	Jul 9, 2021
Instrument	25023627

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Aug 1, 2028
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	Other
Max Rate	9.37%

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 2, 2018
Property Address	854 OPAL DR, SAN JOSE, CA 95117-2652
Document Number	0024055165
Map Reference	MB203 PG37
Instrument Date	Oct 25, 2018
Instrument	24055165
Transaction Type	Transfer
Record Updated	Oct 28, 2022
Title Company	OLD REPUBLIC TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1924 SOMERSET CT, LOS ALTOS, CA 94024-7061

Mortgage

Document Number	0024055166
Date	Nov 2, 2018
Instrument	24055166

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Nov 1, 2025
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	11%

August 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 29, 2018
Property Address	854 OPAL DR, SAN JOSE, CA 95117-2652
Document Number	0024013890
Instrument Date	Aug 22, 2018
Instrument	24013890
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	852 OPAL DR SAN JOSE CA 951172652, SAN JOSE, CA 95117-2652

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Campbell Union Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,649,845 (+2%) Land $1,365,392 Building $284,453
2025	$21,441.00	$1,617,496 (+4.04%) Land $1,338,620 Building $278,876
2023		$1,554,689 Land $1,286,641 Building $268,048

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 470 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Sail Internet Fixed Wireless · DSL in parts of the area	1,000 / 200
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60

May also be available: GeoLinks, T-Mobile.

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