856 Oak St, Winnetka, IL 60093 Property Records

Cook County property record for 856 Oak St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,276 sqft · built 2009
Lot Size	0.202 acres (8,804 sqft)
Owner	Individual Name on File
Last Sale	$1,425,000 (Oct 2013)
Tax Bill	$31,867 (2023)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-20-216-002`

Property Details

APN / Parcel Number

Primary APN	`05-20-216-002`
Alternative APN	`05-20-216-002-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,276 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Multi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	8,804 sqft (0.202 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	856 OAK ST
City	WINNETKA
State	IL
Zip	60093-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(CARLTON) (PARK) SUB OF BLK34 EX S80FT OF NE & EX N80 FT OF S80FT OF SE IN WINNETKA SUB OF SECS20 & 21 SEC 20-42-13
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	CARLTON PARK
Legal Block	34
Legal Lot Number	7
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1011
Census Tract	800500

Owner

856 Oak St is owned and occupied by an individual who bought it in October 2013.

Source: Cook County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	856 OAK ST, WINNETKA, IL 60093-2421
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2013 · Amount on File
Deed Sale	Oct 29, 2013 · Amount on File
Prior Sale	Oct 17, 2005 · Amount on File
Deed Document Number	201345004
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Recording Date	May 1, 2026
Property Address	856 OAK ST, WINNETKA, IL 60093-2421
Document Number	0000002318
Instrument Date	Apr 24, 2026
Instrument	20262318
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WHEATLAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	856 OAK ST, WINNETKA, IL 60093-2421

Mortgage

Document Number	0000002318,
Date	May 1, 2026
Instrument	20262318

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.5%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,226 Land $28,613 Building $151,613	$1,802,260 Land $286,130 Building $1,516,130
2023	$31,867.00 (-5.44%)
2022	$33,702.00 Homeowner's exemption	$157,839 Land $24,211 Building $133,628	$1,578,390 Land $242,110 Building $1,336,280

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 856 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 856 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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