834 Oak St, Winnetka, IL 60093 Property Records

Cook County property record for 834 Oak St, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 981 sqft · built 1913
Lot Size	0.116 acres (5,038 sqft)
Owner	Individual Name on File
Tax Bill	$4,854 (2023)
Deeds & Mortgages	Oct 2023 Mortgage Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`05-20-216-007`

Property Details

APN / Parcel Number

Primary APN	`05-20-216-007`
Alternative APN	`05-20-216-007-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	981 sqft Living Area
1st Floor Area	981 sqft

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1914
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,038 sqft (0.116 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	834 OAK ST
City	WINNETKA
State	IL
Zip	60093-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(CARLTON) (PARK) SUB OF BLK34 EX S80FT OF NE & EX N80 FT OF S80FT OF SE IN WINNETKA SUB OF SECS20 & 21 SEC 20-42-13
Legal Range	13E
Legal Township	42N
Legal Section	20
Legal Subdivision	CARLTON PARK
Legal Block	34
Legal Lot Number	2
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	1
Census Block	1011
Census Tract	800500

Owner

834 Oak St is owned and occupied by an individual who acquired it in August 2017.

Source: Cook County records, as of May 27, 2026

Owner of Record	Individual Name on File
Mailing Address	834 OAK ST, WINNETKA, IL 60093-2421
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Aug 23, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2002
Deed Sale	Jul 29, 2002
Deed Document Number	200224695
Last Transfer Date	Aug 17, 2017
Transfer Doc	0000034026
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	834 OAK ST, WINNETKA, IL 60093-2421
Transaction Type	Mortgage
Record Updated	Nov 8, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	834 OAK ST, WINNETKA, IL 60093-2421

Mortgage

Document Number	0030449149
Date	Oct 31, 2023
Instrument	2330449149

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.37%

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COOK IL
Recording Date	Aug 23, 2017
Property Address	834 OAK ST, WINNETKA, IL 60093-2421
Document Number	1723534026
Instrument Date	Aug 17, 2017
Instrument	23534026
Transaction Type	Transfer
Record Updated	Sep 7, 2017

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	834 OAK ST WINNETKA IL 600932421, WINNETKA, IL 60093-2421

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$54,001 Land $16,374 Building $37,627	$540,010 Land $163,740 Building $376,270
2023	$4,854.00 (+2.97%)
2022	$4,714.00 Homeowner's exemption Senior Citizen's exemption	$58,999 Land $13,854 Building $45,145	$589,990 Land $138,540 Building $451,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 834 Oak St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 834 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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