Alameda County property record for 856 McElroy St, Oakland, CA 94607
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,177 sqft · built 1889 |
| Lot Size | 0.045 acres (1,950 sqft) |
| Owner | Company Name on Record |
| Last Sale | $65,000 (Jun 2009) |
| Tax Bill | $4,831 (2025) |
| Deeds & Mortgages | Apr 2023 Mortgage Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 6-35-27 |
| Primary APN | 6-35-27 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 1,177 sqft Living Area |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 1,950 sqft (0.045 acres) |
| Street Address | 856 MCELROY ST |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94607-1304 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | LOT: 00027 BLK: AR: 0006 PAGE: 0035 |
| Legal Subdivision | JOHN ZIEGENBEIN |
| Legal Lot Number | 7 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 401700 |
Source: Alameda County records, as of August 21, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 24483, OAKLAND, CA 94623-1483 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 28, 2023 | Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK |
| Mar 22, 2019 | Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 15, 2009 · Amount on Record |
| Deed Sale | Jun 15, 2009 · Amount on Record |
| Prior Sale | Jun 2, 2008 · Amount on Record |
| Deed Document Number | 2009188977 |
| Prior Transfer Date | Jun 8, 1999 |
| Prior Transfer Doc | 0000245801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 856 MCELROY ST, OAKLAND, CA 94607-1304 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|---|
| Address | 111 BROADWAY 101, 101, OAKLAND, CA 94607-3730 |
| Document Number | 0000048282 |
|---|---|
| Date | Apr 28, 2023 |
| Instrument | 2023048282 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.65% |
| Type Change Date | May 1, 2030 |
| Change Frequency | Monthly |
| Min Rate At Change | 3.95% |
| Max Rate At Change | 10.9% |
| Index | 1-Year T-Bill |
| Max Rate | 10.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 856 MCELROY ST, OAKLAND, CA 94607-1304 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000052101 |
|---|---|
| Date | Mar 22, 2019 |
| Instrument | 2019052101 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94111 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.85% |
| Type Change Date | Jun 1, 2024 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.95% |
| Max Rate At Change | 10.9% |
| Index | 1-Year CMT |
| Max Rate | 10.9% |
Source: Alameda County assessment roll, as of June 20, 2025
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,831.00 (+4.86%) | $183,111 (+4.04%) Land $25,109 Building $158,002 |
| 2024 | $4,607.00 (-1.79%) | |
| 2023 | $4,691.00 | $176,002 Land $24,134 Building $151,868 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · Fixed Wireless · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: GeoLinks, Google Fiber, Sail Internet, T-Mobile.
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