869 McElroy St, Oakland, CA 94607 Property Records

Alameda County property record for 869 McElroy St, Oakland, CA 94607

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,310 sqft · built 1992
Lot Size	0.048 acres (2,100 sqft)
Owner	Individual Name on File
Last Sale	$231,000 (Nov 2008)
Tax Bill	$6,990 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-35-15`

Property Details

APN / Parcel Number

Primary APN	`6-35-15`
Alternative APN	`006-0035-015-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,310 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,100 sqft (0.048 acres)

Location & Zoning

Street Address	869 MCELROY ST
City	OAKLAND
State	CA
Zip	94607-1303
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00015 BLK: AR: 0006 PAGE: 0035
Legal Subdivision	JOHN ZIEGENBEIN SURV 1549
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1006
Census Tract	401700

Owner

869 McElroy St is owned and occupied by an individual who acquired it in December 2019.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	869 MCELROY ST, OAKLAND, CA 94607-1303
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Dec 31, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 30, 2019	Deed of Trust, Mortgage · FHA Mortgage TITAN MUTUAL LNDG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2008 · Amount on File
Deed Sale	Nov 21, 2008 · Amount on File
Prior Sale	Nov 21, 2008 · Amount on File
Deed Document Number	2008336129
Last Transfer Date	Dec 23, 2019
Transfer Doc	0000269634
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	869 MCELROY ST, OAKLAND, CA 94607-1303
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 MCELROY ST, OAKLAND, CA 94607-1303

Mortgage

Document Number	0000335900
Date	Dec 4, 2020
Instrument	2020335900

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Dec 31, 2019
Property Address	869 MCELROY ST, OAKLAND, CA 94607-1303
Document Number	0000269634
Instrument Date	Dec 23, 2019
Instrument	2019269634
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 MCELROY ST, OAKLAND, CA 94607-1303

Mortgage

Document Number	0000269635
Date	Dec 31, 2019
Instrument	2019269635

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	869 MCELROY ST, OAKLAND, CA 94607-1303
Document Number	0000061910
Instrument Date	Mar 30, 2019
Transaction Type	Mortgage
Record Updated	Apr 29, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	869 MCELROY ST OAKLAND CA 946071303, OAKLAND, CA 94607-1303

Mortgage

Document Number	0000061910
Date	Apr 8, 2019
Instrument	61910

Lender

Name	TITAN MUTUAL LNDG INC
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 7, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 869 McElroy St was $6,990.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$303,268 (+2%) Land $90,888 Building $212,380
2025	$6,990.00	$297,322 Land $89,106 Building $208,216
2023	$6,187.00	$285,779 Land $85,647 Building $200,132	$623,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 869 McElroy St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 869 McElroy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 597 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, Google Fiber, Sail Internet, T-Mobile.

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