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856 Main St, Chatham, MA 02633 Property Records

Barnstable County and Chatham Town property record for 856 Main St, Chatham, MA 02633

Property Summary

Property TypeOffice Building
Details2,015 sqft · built 1970
Lot Size0.509 acres (22,172 sqft)
OwnerCompany Name on Record
Last Sale$825,000 (Oct 2020)
Tax Bill$3,540 (2025)
Deeds & MortgagesJul 2025 Mortgage
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNCHAT M:13E B:0051 L:26

Property Details

APN / Parcel Number

Primary APNCHAT M:13E B:0051 L:26
Alternative APN
  • 1721

Interior

Stories1 Story
Building Area2,015 sqft Total Area

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 2000
Architectural StyleHigh Rise
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,172 sqft (0.509 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number1721
Street Address856 MAIN ST
CityCHATHAM
StateMA
Zip02633-1822
Property CategoryCommercial
Property TypeCommercial > Office > Office Building
Local Zoning CodeGB3
Legal Block51
Legal Lot Number26
JurisdictionCHATHAM MA
Township / Civil DivisionCHATHAM
Census Block Group4
Census Block4019
Census Tract10600

Owner

Source: Barnstable County and Chatham Town records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 2000, BREWSTER, MA 02631-8000
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2025Deed of Trust, Mortgage
CAPE COD FIVE CENTS SAVINGS BANK
Oct 1, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2020 · Amount on Record
Deed SaleOct 1, 2020 · Amount on Record
Prior SaleAug 27, 1996 · Amount on Record
Deed Document Number202052951
Deed Book / Page33320 / 243
Prior Transfer DateSep 29, 2020
Prior Transfer Doc0000052951
Record UpdatedOct 29, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHATHAM MA
Property Address856 MAIN ST, CHATHAM, MA 02633-1822
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00037085-1
DateJul 18, 2025
Book Page37085/1
Instrument28672
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
AmountAmount Recorded

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCHATHAM MA
Recording DateOct 1, 2020
Property Address856 MAIN ST, CHATHAM, MA 02633-1822
Document Number33320-243
Book / Page33320 / 243
Instrument DateSep 29, 2020
Instrument52951
Transaction TypeTransfer
Record UpdatedMay 11, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2000, BREWSTER, MA 02631-8000

Mortgage

Document Number52952
DateOct 1, 2020
Instrument52952
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionChatham Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$3,540.00 (+1.06%)$1,020,300 (+3.97%) Land $669,000 Building $351,300
2024$3,503.00 (+1.04%)$981,300 (+9.83%) Land $643,300 Building $338,000
2023$3,467.00$893,500 Land $584,800 Building $308,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims17 (1978–2023)
Claims Outside the SFHA7 of 17
Most Recent ClaimJan 2023 · rainfall accumulation
Claims by Event
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims
  • Coastal Storm, Oct 1991 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM WATER DEPARTMENT
serves 30,000 people · EPA ID MA4055000
Water SourceGroundwater
Last State InspectionApr 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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