Barnstable County and Chatham Town property record for 820 Main St, Chatham, MA 02633
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,608 sqft · built 1910 |
| Lot Size | 0.28 acres (12,178 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $740,000 (Apr 2018) |
| Tax Bill | $3,996 (2025) |
| Deeds & Mortgages | May 2018 Mortgage Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CHAT M:13E B:0057 L:21 |
| Primary APN | CHAT M:13E B:0057 L:21 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,608 sqft Living Area |
| Gross Area | 3,432 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,178 sqft (0.28 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 1723 |
|---|---|
| Street Address | 820 MAIN ST |
| City | CHATHAM |
| State | MA |
| Zip | 02633-1822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GB2 |
| Legal Block | 57 |
| Legal Lot Number | 21 |
| Jurisdiction | CHATHAM MA |
| Township / Civil Division | CHATHAM |
| Census Block Group | 4 |
| Census Block | 4021 |
| Census Tract | 10600 |
Source: Barnstable County and Chatham Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1084, WEST CHATHAM, MA 02669-1084 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 30, 2018 | Deed of Trust, Mortgage · ARM CAPE COD FIVE CENTS SAVINGS BANK |
| Jun 1, 2020 | Deed of Trust, Mortgage · ARM CAPE COD FIVE CENTS SAVINGS BANK |
| Apr 30, 2018 | Quit Claim Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on Record |
| Deed Sale | Apr 30, 2018 · Amount on Record |
| Prior Sale | Oct 22, 2014 · Amount on Record |
| Deed Book / Page | 31233 / 114 |
| Transfer Doc | 31233-114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 820 MAIN ST, CHATHAM, MA 02633-1822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31302-237 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 31302/237 |
| Instrument | 25634 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.63% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM MA |
| Property Address | 820 MAIN ST, CHATHAM, MA 02633-1822 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 32949-75 |
|---|---|
| Date | Jun 1, 2020 |
| Book Page | 32949/75 |
| Instrument | 25910 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.13% |
| Type Change Date | Jun 1, 2030 |
| Index | LIBOR |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM MA |
| Recording Date | Apr 30, 2018 |
| Property Address | 820 MAIN ST, CHATHAM, MA 02633-1822 |
| Document Number | 31233-114 |
| Book / Page | 031233 / 000114 |
| Instrument Date | Apr 25, 2018 |
| Instrument | 19875 |
| Transaction Type | Transfer |
| Record Updated | May 18, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $4,218.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 BELAIT RD HINGHAM MA 02043, HINGHAM, MA 02043 |
Source: Barnstable County and Chatham Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Chatham Town |
| Unified School District | Monomoy Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,996.00 (+2.99%) | $1,151,500 (+5.96%) Land $587,800 Building $563,700 | $1,271,765 |
| 2024 | $3,880.00 (+5.66%) | $1,086,700 (+14.81%) Land $554,500 Building $532,200 | |
| 2023 | $3,672.00 | $946,500 Land $462,000 Building $484,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 17 (1978–2023) |
| Claims Outside the SFHA | 7 of 17 |
| Most Recent Claim | Jan 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHATHAM WATER DEPARTMENT serves 30,000 people · EPA ID MA4055000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures