Shelby County property record for 856 Harbor Isle Cir E, Memphis, TN 38103
| Property Type | Planned Unit Development |
|---|---|
| Details | 3 bd · 3 ba · 1,917 sqft · built 1993 |
| Lot Size | 0.084 acres (3,667 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,906 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00-1001-A0-0218 |
| Primary APN | 00-1001-A0-0218 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,917 sqft Living Area |
| 1st Floor Area | 954 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Old Style |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,667 sqft (0.084 acres) |
| Lot Dimensions | 100 ft deep x 37 ft wide |
| Garage Type | Carport |
| Garage Area | 396 sqft |
| Carport | Carport |
| Carport Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
|---|---|
| Porch Area | 66 sqft |
| Deck Area | 160 sqft |
| Patio Area | 35 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 856 HARBOR ISLE CIR E |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38103-0836 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Local Zoning Code | CMU-3 |
| Legal Description | ES HARBOR ISLE CL E (PD) |
| Legal Subdivision | PHASE 1 HARBOR TOWN PD |
| Legal Lot Number | 224 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 8 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 100 |
856 Harbor Isle Cir E, a planned unit development, is owned and occupied by two individuals.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 856 HARBOR ISLE CIR E, MEMPHIS, TN 38103-0836 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 856 Harbor Isle Cir E was $2,906.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,906.00 | $108,050 Land $29,675 Building $78,375 | $432,200 Land $118,700 Building $313,500 |
| 2023 | $100,975 Land $23,825 Building $77,150 | ||
| 2022 | $6,151.00 | ||
| 2021 | $403,900 Land $95,300 Building $308,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 856 Harbor Isle Cir E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 51 policies |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 15 (2002–2025) |
| Claims Outside the SFHA | 4 of 15 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 856 Harbor Isle Cir E is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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