848 Harbor Isle Cir E, Memphis, TN 38103 Property Records

Shelby County property record for 848 Harbor Isle Cir E, Memphis, TN 38103

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2.5 ba · 1,763 sqft · built 1992
Lot Size	0.084 acres (3,667 sqft)
Owner	Individual Name on File
Last Sale	$460,000 (Nov 2024)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Feb 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`00-1001-A0-0220`

Property Details

APN / Parcel Number

Primary APN	`00-1001-A0-0220`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,763 sqft Living Area
Gross Area	2,147 sqft
1st Floor Area	929 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2012
Architectural Style	Old Style
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,667 sqft (0.084 acres)
Lot Dimensions	100 ft deep x 37 ft wide
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	218 sqft
Deck Area	345 sqft
Patio Area	25 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	848 HARBOR ISLE CIR E
City	MEMPHIS
State	TN
Zip	38103-0836
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CMU-3
Legal Description	ES HARBOR ISLE CL E (PD)
Legal Subdivision	PHASE 1 HARBOR TOWN PD
Legal Lot Number	193
Jurisdiction	SHELBY TN
Township / Civil Division	8
Census Block Group	3
Census Block	3001
Census Tract	100

Owner

848 Harbor Isle Cir E, a planned unit development, is owned and occupied by an individual who bought it in November 2024.

Source: Shelby County records, as of June 11, 2026

Owner of Record	Individual Name on File
Mailing Address	848 HARBOR ISLE CIR E, MEMPHIS, TN 38103-0836
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2022	Warranty Deed, Transfer · Commercial Mortgage THE BANK OF FAYETTE COUNTY
Feb 7, 2020	Warranty Deed, Transfer MID-SOUTH TITLE SERVICES LLC, MID-SOUTH TITLE SVCS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 14, 2024 · Amount on File
Deed Sale	Nov 14, 2024 · Amount on File
Prior Sale	Sep 20, 2022 · Amount on File
Deed Document Number	202498206
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Sep 20, 2022
Property Address	848 HARBOR ISLE CIR E, MEMPHIS, TN 38103-0836
Document Number	0022105458
Map Reference	MB 212 PG 31
Instrument Date	Sep 15, 2022
Instrument	22105458
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	LAND TITLE CORPORATION, LOCAL TITLE & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,757.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 HARBOR ISLE CIR E, MEMPHIS, TN 38103-0836

Mortgage

Document Number	0022105459
Date	Sep 20, 2022
Instrument	22105459

Lender

Name	THE BANK OF FAYETTE COUNTY
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	63 Months
Due	Dec 19, 2027

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Feb 7, 2020
Property Address	848 HARBOR ISLE CIR E, MEMPHIS, TN 38103-0836
Document Number	0000014047
Instrument Date	Feb 4, 2020
Instrument	14047
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	MID-SOUTH TITLE SERVICES LLC, MID-SOUTH TITLE SVCS LLC

Transaction

Amount	Amount on Record
Tax	$1,406.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	848 HARBOR ISLE CIR E MEMPHIS TN 381030836, MEMPHIS, TN 38103-0836

Tax Assessment & Valuation

The 2025 property tax bill for 848 Harbor Isle Cir E was $3,034.

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,034.00	$112,825 Land $29,675 Building $83,150	$451,300 Land $118,700 Building $332,600
2023		$96,850 Land $23,825 Building $73,025
2022	$5,899.00
2021			$387,400 Land $95,300 Building $292,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 848 Harbor Isle Cir E in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 51 policies
Nearby Flood Policies	51 in force
Nearby Flood Claims	15 (2002–2025)
Claims Outside the SFHA	4 of 15
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, Apr 2025 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 848 Harbor Isle Cir E has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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